Home mover mortgages

Compare our rates and deals

Man opening boxes in new home

Your home may be repossessed if you do not keep up repayments on your mortgage.

What are home mover mortgages?

These are deals designed especially for people who are moving home.


They include fixed rate, tracker, or offset mortgages.

Friends moving sofa

Find a mortgage rate

Use our mortgage rate finder to search for a rate that suits you.

Our mortgage rate finder can help if you’re a new YBS mortgage customer thinking of:

Buying your first home
Moving home
Moving your mortgage to YBS (remortgaging).

We don’t offer mortgages on:

Buy-to-let properties.

How to get a home mover mortgage

Number 1

Get a Decision in Principle (DIP)

Get a Decision in Principle (DIP) to find out how much you could borrow. Choose how to get a DIP below.

You may need a DIP to make an offer on a home.  
Number 2

Apply for a mortgage

Complete a full application online or over the phone. 
Number 3

Get your mortgage offer

We'll value your home and check your credit history. Then we'll be in touch within 15 working days.
Number 4

Complete

Once the legal work is complete, you'll exchange contracts and set a completion date. 

This is when you'll get the keys to your new home.

Get a Decision in Principle

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Apply online

Instant decision
Valid for 90 days
Doesn't affect your credit score
Find out if you can apply online and start our 10 minute application.

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Speak to an expert

Talk to our mortgage specialists.

0345 166 9510

9am to 5pm Monday to Friday
9am to 1pm Saturday
Calls to 03 numbers are charged at the same rate as 01 or 02 numbers from all phones.

More about moving home

We’ve put together some helpful guides on moving home, including:
Woman with boxes holding book
Men with binoculars

What types of mortgage do YBS offer?

We offer a range of mortgages.
Compare deals and interest rates on our mortgage finder.

Call us

Chat to our mortgage specialists about your options.
9am to 5pm Monday to Friday
9am to 1pm Saturday
Calls to 03 numbers are charged at the same rate as 01 or 02 numbers from all phones.

Book an appointment

Book an appointment and we'll call you back.