First Time Buyers

Buying your first home is often the biggest financial commitment you make and can also be the most difficult.

The APRC (Annual Percentage Rate of Charge) shows you how much you should expect to pay during your full mortgage term. Find out more here.

Curious about what happens when you "complete" on a mortgage? Find out what it is, who sets the date and what you'll need to do.

Curious about offset mortgages? Find out how they work and if they could help to reduce your monthly repayments here.

If you’re a freelancer or own a small business, you might be curious about how this affects getting a mortgage. Find out how it works here.

A tracker mortgage is a type of variable rate mortgage. The interest rate you pay can go up or down depending on the Bank of England Base Rate.

A gifted deposit is a sum of money that could help you buy a property. But how do gifted deposits work and do you have to declare it? Read our guide.

Saving for a deposit on a house is easier said than done, but we’ve put together some tips to help you reduce spending and save up.

A property chain can make the process of buying a home take a little longer. Find out how a property chain works, why they break down and what a chain-free property is.

Getting a Decision in Principle is often one of the first steps to getting a mortgage. Find out what it is, why it can be useful and how to apply for one here.

Getting ready for the big day? Use our checklist for moving house to make sure you don’t forget the important stuff among all the excitement.

What is a loan to value ratio when buying a home? To give you a clearer picture of your mortgage options, we explain how to calculate an LTV ratio.

Had an offer accepted? You may not be out of the woods yet. Find out what gazumping means and ways you might be able to avoid it.

Thinking about getting a mortgage but not sure which is the best for you? Find out what a fixed rate mortgage is and how one works.

Knowing what questions to ask when buying a house can help save you time, money and potential heartache when you think you’ve found ‘the one’.

When you’ve made the decision that you’d like to buy a new home, one of the trickiest aspects of the process to understand is interest rates and how these affect how much you have to pay for a mortgage.

Found the home of your dreams? In this guide we’ll take a look at how to make an offer on a house and some of the things you should watch out for.