We like to look after our existing customers

If you already have a YBS mortgage and want to make a change, we're here to help. 

We've brought together everything you need to manage your YBS mortgage - from information to help and support. And if you have questions, our mortgage specialists are on hand - just call us.
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Switch your mortgage deal

If you're coming to the end of your deal, it's easy to switch your mortgage. Find out how it works.

Borrow more

You may be able to borrow more on your mortgage. Find out how it works and how to apply.

Move with your mortgage 

When you move home, you can take your YBS mortgage with you. We call this 'porting'. 

Change borrowers

Find out how to remove or add someone to a mortgage. We also call this 'transfer of equity'. 

Your mortgage payments

Everything you need to know about paying your mortgage. From direct debits to payment breaks. 

Interest only mortgages

Find out more about repaying your interest only mortgage.


Help and support

We're here to support you. Find information, advice, and phone numbers on our mortgage help pages.  


Call us
Chat to our mortgage specialists about your options.

0345 1200 100

9am to 5pm Monday to Friday
9am to 1pm Saturday
Calls to 03 numbers are charged at the same rate as 01 or 02 numbers from all phones.
Book an appointment
Book an appointment and we'll call you back.