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Mortgages

Borrowing more

Get the extra money you
need to do the things you want

If you already have a mortgage with us,
you could get an additional loan with extra loyalty benefits.

Taking out an additional loan

Loans that reward your loyalty

If you want to improve your home and need some extra money to make this happen, we're here to help. Maybe you're thinking of building an extension, fancy a new kitchen or have some urgent repairs to deal with. And because we love rewarding loyalty, if you've had a continuous relationship with the Yorkshire for the last 2 years, you could benefit from a lower interest rate on your new additional loan. Plus you can get a 10% discount on home insurance (on buildings, contents or cover for both) when you take out the loan.

Benefits of our additional loans:

  • Choice of competitive rates


    Choose from special member deals including fixed and offset fixed rates
  • Borrow what you need


    Get up to 85% of the value of your home
  • Spread your payments


    Pay back over the remaining term of your existing mortgage or even sooner
  • No higher lending charge


    We'll pay this for you so you don't need to worry.

Why not take a look at our current additional loans? Because we're committed to giving you the best deals and long-term value, our range of additional loans changes from time from time.

A few things to bear in mind

If you're planning any home improvements, you'll need to show us estimates for the work and any planning approval that's needed. When you apply, you'll need to ensure you've had your existing loan for at least six months, made payments on time and that there are no arrears. You must also meet our lending criteria . There's sometimes an additional ¬£70 valuation fee to pay, so just ask and we'll be happy to check for you.

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Expert Service

Want to know more about taking out an additional loan? Our qualified Mortgage Advisers are here to help and can give you an illustration of how much you can borrow and an idea of what you monthly payments might be.

When you're ready to apply, just ask us for an application form.

A real person, not a machine

You'll be given the name and number of a dedicated adviser who is there to help you all the way through the application process right up until you get the keys in your hand. They will keep you up-to-date at each step but you're still bound to have questions. And when you do, you'll know exactly who to call.

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Get in touch

Visit a branch

Enter a town, city or postcode to find your nearest branch.

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Help & support

Your questions answered

You might also be interested in

Key Facts Illustration (KFI)

Our online tool will provide you with a comprehensive summary of any product available to you, including the amount of the monthly payments and any fees which you must pay.

 

Why choose the Yorkshire?

 

We believe in trust

It's what our Society was built on, and what we continue to build on today. That's why 3.5 million members trust us with their money, and why we go out of our way to offer good honest products that give good honest returns.

We believe in financial security and we are here for the long term. Right in the heart of the communities we serve. Solid. Dependable. Trustworthy.

We speak your language

SVR. APR. LTV. We'll spell everything out for you. It's not mortgages that are confusing. Often it's the jargon that comes with them. So at the Yorkshire we explain everything in plain English. Simply. Clearly. In language you can understand.

If there's anything on here you don't understand about mortgages just ask. Alternatively, our mortgage advisers are here to help.

Our customers aren't just customers

When you join us, you become a member. You'll be part of our society - a mutual Society with no external shareholders to satisfy. Our only focus is to serve your needs and help to make your money work hard for you. So it's second nature to us to put you at the heart of everything we do.

From genuine staff who deliver exceptional customer service, to good honest rates. It's always been about our customers. And always will be. That's why our Society is one that we are proud to be part of. One that is built on trust.