We understand that your finances are part of your everyday life. Our members matter to us and when you’re a member, we want to do our best for you.
What does this really mean? Visit our Member Hub to hear what our members are saying about their lives and how we’re there for them.
Or for guides to help you with many of life’s money moments, take a look around this page for articles on saving for your future or buying and improving your home.
Heard about negative equity but not sure what it means? Discover what it is, how it works and how you may be able to avoid it.
The APRC (Annual Percentage Rate of Charge) shows you how much you should expect to pay during your full mortgage term. Find out more here.
Curious about what happens when you "complete" on a mortgage? Find out what it is, who sets the date and what you'll need to do.
Looking for ways to spend less? Find tips on how to save money at home, from reducing bills to being clever with energy.
Curious about offset mortgages? Find out how they work and if they could help to reduce your monthly repayments here.
If you’re a freelancer or own a small business, you might be curious about how this affects getting a mortgage. Find out how it works here.
A tracker mortgage is a type of variable rate mortgage. The interest rate you pay can go up or down depending on the Bank of England Base Rate.
Are you wondering how to save money this Christmas? Read our money saving tips to help make the festive period easier on your pockets.
Want to know what a regular savings account is? Find out how they work and what situations they may be good for here.
Buying your first home is often the biggest financial commitment you make and can also be the most difficult.
A gifted deposit is a sum of money that could help you buy a property. But how do gifted deposits work and do you have to declare it? Read our guide.
Put money aside for an unexpected expense? If you have a rainy day fund in a low interest account, you could be missing out.
Saving for a deposit on a house is easier said than done, but we’ve put together some tips to help you reduce spending and save up.
You’ve come into a large amount of money. Find out your saving options and other ways to use your lump sum.
If you have a little one on the way, you may want to know how much raising a child is likely to cost. Learn about the cost of childcare and how to save money as a parent.
Find it hard to save and not sure where to start? Try a savings challenges to make planning for the future a little more interesting.
A property chain can make the process of buying a home take a little longer. Find out how a property chain works, why they break down and what a chain-free property is.
Getting a Decision in Principle is often one of the first steps to getting a mortgage. Find out what it is, why it can be useful and how to apply for one here.
Getting ready for the big day? Use our checklist for moving house to make sure you don’t forget the important stuff among all the excitement.
What is a loan to value ratio when buying a home? To give you a clearer picture of your mortgage options, we explain how to calculate an LTV ratio.
Had an offer accepted? You may not be out of the woods yet. Find out what gazumping means and ways you might be able to avoid it.
Thinking about getting a mortgage but not sure which is the best for you? Find out what a fixed rate mortgage is and how one works.
Want the most out of your holidays? We share our best money saving tips to make your trip as stress free as possible.
Fixed rate bonds are a type of savings account that locks in a fixed interest rate over a fixed period. Learn more about how fixed rate bonds work.
Want to know how transferring a Cash ISA works? Find out the process how long it takes and if it affects your allowance here.
Want to know how much you pay into an ISA this tax year? Find out what the ISA allowance is and how it works with our guide.
Thinking about opening an ISA but not sure the rules? Find out many ISAs you can open in a tax year and how your allowance works here.
Many couples struggle to have honest chats about their finances. Find out why talking about money could be helpful and ways to start the conversation.
If you’re worried about money – you’re not alone. It’s common to feel anxious about your finances. Read our practical advice and find help and support.
Want to know more about Cash ISAs? Find out how they work, including how many you can open and how much you can deposit per tax year.
Parcel delivery scams can try to catch you out by pretending to be from a legitimate delivery service. Find out how they work and how to spot one here.
As energy bills rise, many people are worried about their ability to pay their bills. Criminals are targeting this worry, fraudulently offering money to try and collect banking details.
Want to save money on the treats and essentials you’ll need throughout the year? Find out when you could save money by buying out of season.
Want to know what type of saver you are? Take our quiz to discover tailored advice that could help you get to grips with saving.
Want to start saving forwards your future, or want a safety net just in case? Building your savings up may be easier than you think – find out how to open an account and tips for starting your saving journey.
Prepare yourself for sudden costs. Find out what an emergency fund is, why it might be useful and how to start building one.
To create a budget for your wedding, you need to know what you'll pay for. Find out the average cost of a wedding, including the dress, venue and flowers.
Knowing what questions to ask when buying a house can help save you time, money and potential heartache when you think you’ve found ‘the one’.
5 ways to reduce your monthly mortgage payments from switching deal to extending your mortgage term
When you’ve made the decision that you’d like to buy a new home, one of the trickiest aspects of the process to understand is interest rates and how these affect how much you have to pay for a mortgage.
Start a good habit and find ways to save money, build up your reserves and make sure you have something put away for a rainy day.
If your current deal is coming to an end soon, perhaps it’s time to think about remortgaging. Find out more about what to think about before switching lenders.
Cybercrime statistics can be scary but a few simple actions can help to protect you. Follow the tips in our guide to help keep you safe and take control online.
Life changes all the time but if your home doesn’t change with you, you could soon find yourself running out of space. Needing more space doesn’t have to mean moving home. Find out more about the costs and practicalities of how to plan an extension so your home grows with you.
Porting your mortgage is where you buy a new home, but keep your existing mortgage deal or rate. You “port” your deal from your current home to your new one.
Want to save money but don’t know where to start? We share our best money saving and budgeting tips to get you started.
Found the home of your dreams? In this guide we’ll take a look at how to make an offer on a house and some of the things you should watch out for.
It’s unlikely that home maintenance is top of your priority list of must do things this weekend. But along with the daily and weekly essentials like cooking, laundry and cleaning, regular home maintenance is just as important to keep your home in order and even prevent future problems.