[x close]
Bank of England Base Rate Decrease (4th Aug) & YBS SVR reductions (11th Sept) : find out how this affects your savings and mortgage
Have you outgrown your home?
Mortgages

Find a fixedrate mortgage

Enter your details below to find a mortgage.

back to top
{{mortgageListing.mortgages.length | displayMortgageCount}}

Please enter a borrower type.

Please enter a property value.

Please enter a depositmortgage outstanding amount.

Please enter a term.

Your property value must be greater than your depositmortgage outstanding amount.

You have asked to borrow {{mortgageListing.customer.loan | currency:'£': 0}}. The minimum amount we will lend is £25,001. Please adjust your property value or depositmortgage outstanding amount.

You have asked to borrow {{mortgageListing.customer.loan | currency:'£': 0}}. The maxmimum amount we will lend is £5,000,000. Please adjust your property value or depositmortgage outstanding amount.

Your deposit must be at least 5% of your property value

{{mortgageListing.mortgages.length | displayMortgageCount}}

{{product['Term']}} year {{product['Rate 1 Type'] | uncapitaliseFirstLetter:product}} {{product['Category'] | uncapitaliseFirstLetter:product}} - {{product['Max LTV']}}% LTV

({{product['New Code']}})
Interest rate
{{product['Interest Rate 1']}}variable (BoE Base rate + {{product['Rate 1 BOE loading']}})fixed until {{product['Rate 1 End Date']}}.
Overall cost for comparison{{product.APRC}} APRC
Product fee{{product['Comp Fee'] | currency:'£': 0}}
Estimated montly payment{{product['estimatedMontlyPayment'] | currency:'£': 0}}
Additional features
  • Free valuation
  • Free legals
  • {{product['Cashback'] | currency:'£': 0}} cashback
Early Repayment Charges apply and other fees and charges may apply.

Compare up to 3 mortgages

  • {{product['Term']}} year {{product['Rate 1 Type'] | uncapitaliseFirstLetter:product}} {{product['Category'] | uncapitaliseFirstLetter:product}} - {{product['Max LTV']}}% LTV ({{product['New Code']}})
  • Select another mortgage to compare
  •  

Is a fixed rate mortgage right for me?

  • With a fixed rate mortgage your mortgage interest rate does not change over a set period of time, regardless of what is happening to interest rates elsewhere.
  • This may help you to plan your budget and avoid any increase to your monthly payments if rates rise.
  • However, you will miss out on any drop in your monthly payment should rates elsewhere decrease during the fixed rate period.
  • We offer a range of fixed rates for 2, 3, 5 & 10 year periods*, after which time the interest rate reverts to our standard variable rate at the time.
  • You have the right to repay the loan either partially or in full during the term of the loan.
  • Early Repayment Charges apply during the fixed/offset and tracker rate period. Other fees and charges apply.

*The fixed terms we offer can vary from time to time depending on which products are on sale.

Alternatives to fixed rate mortgages

Offset

Use your savings to offset against the balance of your mortgage and reduce the interest you pay.

 

Tracker

Mortgages that follow the Bank of England Base Rate - you could save money while the Base Rate remains low but your payments could also go up.

back to top

Important information

  • Our mortgages have limited availability and may be withdrawn at any time
  • Applications subject to standard lending criteria and all loans subject to status
  • Not all mortgage products allow you to apply online

Need help with mortgage definitions?

If you are unclear what something means, our
Mortgage glossary can help.

back to top

How much can I borrow?

Find out how much we may be able to lend you by answering a few questions about your income and outgoings.

Takes approximately 5 minutes to complete

 

Your questions answered

Call us

  • 8am - 8pm: Mon to Fri
  • 9am - 1pm: Sat
New to our society
0345 166 9510*
Already a member
0345 166 9243*

 

Visit a branch or agency

Enter a town, city or postcode to find your nearest branch.

back to top