Why remortgage?

Remortgaging means moving to a new mortgage deal with a different lender.

You might want to remortgage if:
Your current mortgage deal is coming to an end.
Your fixed rate is about to end.
You want to borrow more.
Already have a mortgage with YBS? Go to Existing customers
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How to switch your mortgage to YBS

Number 1

How to switch your mortgage to YBS

Get a Decision in Principle (DIP) to find out how much you could borrow. Choose how to get a DIP below.
Number 2

Apply for a mortgage

Complete a full application online or over the phone. 
Number 3

Get your mortgage offer

We'll value your home and check your credit history. Then we'll be in touch within 15 working days.
Number 4

Complete

Once the legal work is complete, your mortgage will move to us.

Get a Decision in Principle

Apply online

Instant decision
Valid for 30 days
Doesn't affect your credit score
Find out if you can apply online and start our 10 minute application.

Speak to an expert

Talk to our mortgage specialists.
9am to 5pm Monday to Friday
9am to 1pm Saturday
Calls to 03 numbers are charged at the same rate as 01 or 02 numbers from all phones.

More about remortgaging

Find more information about remortgaging in our helpful guide, including:
When should you remortgage?
How to get ready to remortgage.
Remortgaging fees and charges.
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What types of mortgage do YBS offer?

We offer a range of mortgages.
Compare deals and interest rates on our mortgage finder
Call us
Chat to our mortgage specialists about your options.
9am to 5pm Monday to Friday
9am to 1pm Saturday
Calls to 03 numbers are charged at the same rate as 01 or 02 numbers from all phones.
Book an appointment
Book an appointment and we'll call you back.