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Terriers Account

The Terriers Account account can be opened in branch or by post.

We're proud to offer Huddersfield Town fans a way to help your savings and your club.

Key features

  • Save from £1 up to £1 million
  • Pays a variable** rate of interest
  • Interest paid annually
  • Unlimited withdrawals,  subject to daily withdrawal limits
  • Register to view and manage your account online

0.25%

gross† p.a./AER* variable** on balances over £100 (or balances over £1 if you're under 18)

Summary Box

Account Name Terriers Account
What is the interest rate?

Current rates - Effective 02 September 2016

This product pays a variable** rate of interest of:

Annual

Gross† p.a. AER*
0.25% 0.25%

Whether you need to pay tax is dependent on your own personal circumstances and so may be subject to change in the future.

† Interest is paid gross i.e. without tax being taken off on all our savings accounts – ISA accounts pay interest tax-free.

* AER stands for the Annual Equivalent Rate and shows you what the interest rate would be if interest was paid and added each year. This will enable you to compare more easily the return you can expect from your savings over time.

** Variable rate of interest means that the interest rate payable on your account can change and can move both up and down.

 

Payment of interest

  • Interest is calculated daily on cleared balances
  • Annual interest is paid on 31 March. It can be paid into the Terriers Account, another Yorkshire Building Society account or another building society or bank account

Can Yorkshire Building Society change the interest rate?

We can make changes to the interest rate on this account for particular reasons. General Terms and Conditions (424 KB) 7 and 8 set out those reasons. Term 11 tells you how we will notify you of the changes.

What would be the estimated balance after 12 months based on a £1,000 deposit?

After 12 months your balance would be £1,002.50

We have worked this out assuming a £1,000 deposit is made on account opening, no further deposits or withdrawals are made throughout the 12 months, the interest earned is added to the account and no changes made to the current interest rate.

This projection is provided for illustrative purposes only and does not take into account your individual circumstances.

How do I open and manage my account?

Eligibility
There is no minimum age to open the account. You must be a UK resident to open the account which can be held on your own or jointly with someone else or in trust.

Account opening and management
Accounts can be opened with a minimum of £1 (for under 18s) and £100 (for over 18s) in the following ways:

  • In a branch or at an agency
  • By calling 0345 1200 200 to request an application pack to be sent to you.

The account can be managed in branch, or at an agency, by post or online.

The maximum balance is £1 million.

Account switching
If you currently have an existing Yorkshire Building Society account it may be possible to transfer to this product, subject to meeting eligibility criteria. Please check with us to see whether this is possible.

Can I withdraw money?

The Terriers Account allows instant withdrawals, subject to daily withdrawal limits , without loss of interest.

Please be aware if a withdrawal is made from the account by CHAPS a charge of £23.50 will be incurred. Proof of name ID will be required.

Additional Information

Your account is passbook based. You should try and have your passbook updated at least once a year.

 

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How to apply

A Terriers Account can be opened and managed in branch or by post. Once your account is open, you can register to view your transactions, transfer in funds and make withdrawals online, or you can manage your account in any of our branches.

When you apply for an account with us, we’ll need to verify your identity and address .

Book an appointment

To visit us in branch or request a phone call, enter a town, city or postcode and select a branch of your choice.


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Call us

Speak to one of our friendly advisers and we will send you an application pack in the post.

8am - 8pm: Mon to Fri

9am - 1pm: Sat

0345 1200 100*

By post

We will send you what you need in the post to get you started.

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Not ready to apply yet?

Save for later

If you would like to look at this page again later, enter your email address and we will email you a link to this page.

Book a savings review

To ensure that you have the right account for whatever you're saving for, why not visit us in branch for a savings review? Book an appointment at one of our branches.


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