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Whether you are buying a new property, re-mortgaging to another lender, selling a property or carrying out a Transfer of Equity you will need to appoint a solicitor. A solicitor is responsible for transferring the legal ownership of a property from one person to another, and/or for ensuring that a lender gets a valid legal charge over that property; this process is called conveyancing.
If you are buying a home your solicitor will also carry out various searches on your behalf ensuring that you know as much about the property as possible before you buy it. They will deal with the offer from your lender, prepare the legal contracts between you and the seller and confirm an appropriate date with the seller when the purchase can complete. If applicable your solicitor will also make arrangements to pay the Stamp Duty Land Tax to the HMRC on your behalf.
In order for us to fully process your mortgage application and provide an offer, we need to appoint a solicitor or conveyancer to act on our behalf. We will use the same solicitor as you use provided they are on our panel of approved solicitors. You can:
1. Use our conveyancing service
You can view, compare quotes/ratings, and appoint a solicitor who is on our approved panel during the mortgage application; using our conveyancing service.
2. Choose your own solicitor
This can be done during the mortgage application, but we recommend that you check that your solicitor is on our approved panel prior to beginning your application. You can do this using our Solicitor Panel Checking Tool. If your chosen solicitor is on our panel, your solicitor can be appointed to act for YBS as well.
If your chosen solicitor is not already registered on our approved conveyancing panel, that solicitor must apply to be registered on our panel and comply to our standards and requirements before we can progress an application. Please note that if you appoint a solicitor who is not a member of our approved panel this can introduce delays to your mortgage application.
(Further information and registration forms for solicitors are available in our Lawyers section.)
3. Skip this step
You can submit an application without appointing a solicitor/conveyancer. However, YBS will not be able to progress your case to mortgage offer until it has appointed a solicitor.
All solicitors on our panel will:
The service is completely independent. Simply enter your details and in less than two minutes you will be presented with a list of solicitors and conveyancers. The list will show you who they are, where they are based, the costs and the rating awarded to them by previous users. You can order the quotes using any of these factors and it is up to you which one you choose.
Whichever solicitor you decide to appoint, you can rest assured that strict service standards will be in place, monitored and adhered to.
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