Help with the cost of living | YBS
Help with the cost of living
If you’re worried about rising costs, you’re not alone. Find help and support here.
Free help and guidance
We work alongside a number of charities and organisations who offer free independent advice, which could help you if you're struggling with the cost of living.
Citizens Advice offer free, confidential and impartial advice to help you find a way forward - from cost-of-living support to advice on money and debt, benefits, work and more.
Age UK is the leading charity for older people. From expert advice and friendship, to local support and activities. They are here to help, whatever later life brings.
Our Home Energy Efficiency Tool is powered by Energy Saving Trust, an independent organisation dedicated to promoting energy efficiency, low carbon transport and sustainable energy use.
National Debtline provide free, impartial debt advice from experts who care. They have a number of resources to help you understand your options and take control of your debts today.
Quick guide to taking control of your money
Open up about your worries
If money worries are getting you down, speak to someone you trust.
Get a full picture
It’s common to ignore debt or money problems. Try to address them head on.
Create a budget
Setting and following a budget can help keep you on track.
Find help and support
There might be help from charities or the Government available to you.
Trouble paying your mortgage?
Bills are increasing and for some this means struggling to repay the mortgage each month.
If you’re an existing YBS member, tell us about your circumstances and find out how we could help.
Avoiding energy scams
There have been a number of scams posing as help with rising energy bills.
Find out how these scams work and how to spot them.
Find out how these scams work and how to spot them.
Budget calculator
Setting a new budget could be a helpful way to manage your money.
Try our calculator and work out how to budget your monthly outgoings more effectively.
Try our calculator and work out how to budget your monthly outgoings more effectively.
Useful websites and phone numbers
National Debtline – If you’re worried about debt, call on 0808 808 4000 (Monday to Friday, 9am to 8pm).
Samaritans – If worrying about money is getting you down, speak to someone on 116 123 (24 hours a day).
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What to do if you're worried about money
If you’re worried about money – you’re not alone. It’s common to feel anxious about your finances. Read our practical advice and find help and support.