Bank of England (BoE) Base Rate Change: The BoE base rate decreased from 4.00% to 3.75% on 18 December 2025. Find out how this could affect your mortgage or savings account.
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It's all about you
We have members, not shareholders. We're owned by the people who trust us with their money. So it's all about you.
Welcome to Yorkshire Building Society
Compare our savings accounts
Find the right one for you and start saving today.
Get help and support
Find help with our products and services.
You can also tell us about your support needs.
You can also tell us about your support needs.
First time buyers
Discover our £5k Deposit Mortgage and First Home eSaver, exclusively for first time buyers.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Which? recommended provider
We're proud to be a Which? recommended savings provider - again!
That's two years in a row.
Why choose us?
We're owned by our members, so it's all about you.
Stick with us and we'll reward your loyalty with exclusive deals.
Need a friendly face? We have over 200 branches and agencies.
We've been trusted for over 160 years.
We're part of our communities - teaching about money, supporting charities and caring for the environment.
Helping you
Savings guides
What is a Cash ISA?
Want to know more about Cash ISAs? Find out how they work, including how many you can open and how much you can deposit per tax year.
Information
AGM 2026
Thank you to everyone who voted at our AGM. Members backed every resolution - and together raised £25,000 for our charity partner, FareShare.
Savings guides
Mastercard UK compensation scams explained
Mastercard is offering compensation for people in the UK. We want to protect you from scams that may pretend to be Mastercard to get your bank details.
Savings guides
Monthly interest savings accounts explained
Want to be paid interest monthly rather than annually from your savings account? Find out how it works and some of the benefits here.
Tax-free means that interest is not subject to income tax.
Gross interest means we do not take off income tax.
Annual Equivalent Rate (AER) helps you compare between accounts. It’s the rate of interest if it was paid and added each year.
The interest rate is variable and can go up or down.
Gross interest means we do not take off income tax.
Annual Equivalent Rate (AER) helps you compare between accounts. It’s the rate of interest if it was paid and added each year.
The interest rate is variable and can go up or down.
Significant terms and conditions
Get a £10 e‑voucher (Simply Thank You onecode) when you download, register and log in to the YBS app for the first time during the offer period 20 July-3 August 2026 (midnight).
One per customer. No cash alternative. No purchase required.
Eligibility: UK residents 18+ with a YBS savings or mortgage account, new to the app, registered for online access and have a valid email.
Excludes: YBS employees, contractors and agency staff.
E-voucher sent by email within 3 days after 3 August 2026 if eligible from Simply.Thank.You@dotdigital-email.com
Opt out by midnight 03/08/2026 via direct_marketing@ybs.co.uk
Full T&Cs Privacy policy E-voucher is subject to third party T&Cs
Simply Thank You Limited is a company incorporated in England and Wales under number 04094597 whose registered office is at Richmond Court, Morton Park, Darlington, DL1 4PT (‘STY’).