• Ideal for families with young children, DIY enthusiasts or anyone looking for extra peace of mind.
• Covers accidental damage to either your building, its contents or both.¹
• This option also includes damage caused by pets.



¹ Core Buildings - Sudden, unexpected and visible damage which hasn’t been caused on purpose to your buildings - including glass and windows, ceramic hobs or sanitary ware fixed to the home and accidental breakage of drains and pipes providing services to or from your home.
Core Contents - Sudden, unexpected and visible damage which hasn’t been caused on purpose to items inside the home and on land belonging to the home.

• Covers the cost of emergencies in the home.²
• Up to £500 for repairs, parts and call out charges.
• No excess.
• Alternative accommodation. ³
• Provides a 24/7 rapid response from specialist approved tradesman.
• All work carried out is fully guaranteed.

² Emergency cover for the cost of repairs, parts and call out charges for:

• Plumbing and drainage.
• Heating system.
• Domestic power supply.
• Infestation of the home.
• Home security.
• Roof damage.

³ Cover for alternative accommodation for your family and pets if the home is uninhabitable as a result of the emergency.

• Up to £50,000 of cover as standard.
• No excess.
• Covers the costs of taking or defending legal action for:
  • Personal injury, including clinical negligence.
  • Consumer protection.
  • Residential.
  • Employment.
  • Tax (Full HMRC inquiries).

• £2,000 minimum cover or increase up to £15,000 if you need.
• Covers items such as jewellery, watches, medals, money, credit cards and sports equipment. More details⁴.
• Includes cover for money in and away from home up to £1,000.
• Accidental damage and loss included as standard.

⁴ Cover for your Contents inside and outside the home anywhere in the British Isles and worldwide up to 90 days. Items such as mobile phones, laptops, jewellery, watches, money, clothing, glasses, wheelchairs, mobility scooters and cameras.
Single item limit £2,000. Any individual item over £2,000 needs to be specified on the policy.

• Single item limit of £750 per bicycle.
• Items over £750 need to be specified when you take out the policy.
• Covers accidental loss or damage to your (or your family’s) bicycles inside and outside the home anywhere in the world for up to 90 days.

• If a damaged item is part of a matching set and we can’t repair or replace it (with an item of the same colour, make, model, material and size), we’ll pay the cost of replacing the whole matching set.