Life & Home Insurance from YBS

Protect the things that matter

Home Insurance

Our You Choose Home Insurance allows you much more control over what cover you take and how much you pay for it.

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Exclusive 15% off any new ‘You Choose’ policy

  • This discount is available to all new customers who take out any of the core cover options of a new ‘You Choose’ policy
  • Existing ‘You Choose’ customers are not eligible
  • The discount applies for the first year of the policy only
  • The offer can be withdrawn at any time

Note: the discount will automatically be applied when requesting a quote.

T&Cs also available as a pdf: Terms and Conditions (122 KB)

Life Insurance

If you have children, a partner, other dependents or a mortgage then you should consider taking out life cover.

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The policy offers:

  • Pays a lump sum if you are diagnosed as terminally ill or die during the cover period
  • Helps to look after your family financially or pay off your mortgage
  • Choose the amount of cover you would like and the length of time you want it for
  • Single and joint cover available

An alternative policy is also available that covers Critical illness, both policies are provided by our chosen insurer, AIG Life Limited.

You could claim up to £50 from us when you switch from your current Home Insurance provider*

If your current home insurance is not due for a renewal yet, don't worry. If you take out a 'You Choose' Home Insurance policy with us, you’ll receive a refund of the cancellation fee of your current policy, up to £50.

Note: there are limitations and exclusions with all home insurance policies. Ask us for full details about what's covered and what's not, including any limits that apply.

Not available to existing ‘You Choose’ customers. Full Terms and Conditions and a claims form can be obtained in branch from a member of staff or may be downloaded here:
How to claim back your cancellation fees