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Cash Card Saver

A Cash Card Saver can be opened in branch or by post.


A flexible account with the option of a LINK ATM card, the Cash Card Saver is ideal for making lots of deposits and withdrawals.

Key Features

  • Save from £10 up to £2 million
  • Pays a variable** rate of interest
  • Interest is paid annually
  • Unlimited withdrawals, subject to daily withdrawal limits
  • Register to view and manage your account online (minimum age 16)


gross†p.a./AER* variable**

Summary Box

Account Name Cash Card Saver
What is the interest rate?

Current rates - Effective 02 September 2016

This product pays a variable** rate of interest of:


Gross† p.a. AER*
0.25% 0.25%

Whether you need to pay tax is dependent on your own personal circumstances and so may be subject to change in the future.

† Interest is paid gross i.e. without tax being taken off on all our savings accounts – ISA accounts pay interest tax-free.

* AER stands for the Annual Equivalent Rate and shows you what the interest rate would be if interest was paid and added each year. This will enable you to compare more easily the return you can expect from your savings over time.

** Variable rate of interest means that the interest rate payable on your account can change and can move both up and down.


Payment of interest

  • Interest is calculated daily on cleared balances
  • Annual interest is paid on 31 March . It can be paid into the Cash Card Saver account, another Yorkshire Building Society account or another building society or bank account

Can Yorkshire Building Society change the interest rate?

We can make changes to the interest rate on this account for particular reasons. General Terms and Conditions (390 KB) 7 and 8 set out those reasons. Term 11 tells you how we will notify you of the changes.

What would be the estimated balance after 12 months based on a £1,000 deposit?

After 12 months your balance would be £1,002.50.

We have worked this out assuming a £1,000 deposit is made on account opening, no further deposits or withdrawals are made throughout the 12 months, the interest earned is added to the account and no changes made to the current interest rate.

This is provided for illustrative purposes only and does not take into account your individual circumstances.

How do I open and manage my account?

You have to be at least 12 years old and a UK resident to open the account. The account can be held on your own or jointly with someone else.

Account opening and management
Accounts can be opened with a minimum of £10 in the following ways:

  • In a branch or at an agency
  • By calling 0345 1200 200 to request an application pack to be sent to you.

The account can be managed in branch or at an agency, by post, at an ATM or online.

The minimum balance is zero.

The maximum balance is £2 million.

Account switching
If you currently have an existing Yorkshire Building Society account it may be possible to transfer to this product, subject to meeting eligibility criteria. Please check with us to see whether this is possible.

Can I withdraw money?

The Cash Card Saver account allows instant withdrawal, subject to daily withdrawal limits , without loss of interest.

If you want the option of an ATM card your account provides access to the LINK cash machine network, you can deposit cheques and withdraw cash using your LINK card. You can withdraw between £10 and £250 per day or undertake up to 5 withdrawals within these limits per day from any LINK cash machine.

Please be aware if a withdrawal is made from the account by CHAPS a charge of £23.50 will be incurred. Proof of name ID will be required.

Additional Information

You can check your transactions and balance online and can check your balance at any LINK cash machine. You can also receive a mini statement of your five most recent transactions at any Yorkshire Building Society cash machine.

If you have requested a LINK card it will be posted to you and should arrive within five days of opening the account. Your Personal Identification Number (PIN) will be posted and should arrive four days after receipt of the card. If you do not receive your card or PIN, you must report this to us immediately.


How to apply

When you apply for an account with us, we need to know you are who you say you are. We sometimes require that you provide documentation to verify your identity and address  before we can open your account.

Book an appointment

To visit us in branch or request a phone call, enter a town, city or postcode and select a branch of your choice.

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Call us

Speak to one of our friendly advisers and we will send you an application pack in the post.

8am - 8pm: Mon to Fri

9am - 1pm: Sat

0345 1200 100*

By post

We will send you what you need in the post to get you started.

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Not ready to apply yet?

Save for later

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Book a savings review

To ensure that you have the right account for whatever you're saving for, why not visit us in branch for a savings review? Book an appointment at one of our branches.

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