How do our regular savings accounts work?

Our regular savings accounts are for people who want to put away money every month. There are limits on how often you can take money out, which makes them great for keeping you focussed on any savings goals you have. You can open an account with as little as £1.

Should I open a regular savings account?

It might be for you, if: You earn a monthly income and want to start a savings habit. You have a clear savings goal, like a car, a house deposit or a wedding! You want to save smaller amounts over a longer period of time.

When might this type of account not be right for you?

This type of account may not be right for you, if you have a lump sum of money to save or you want to have frequent access to your savings.

Regular savings accounts

Save every month and build up a lump sum.

Some of our variable interest rates will go down on 5th February 2026. Select an account to find out what the new rate will be. Fixed rate accounts are not affected.

Some of our variable interest rates will go down 2 October 2025. Select an account to find out what the new rate will be. Fixed rate accounts are not affected.

What is a regular savings account?

A regular savings account is for people who want to save money every month. It helps you get into the savings habit and build up a savings pot.

How much can I save each month?

It depends on the account you choose. The most you can save is usually between £50 and £250 a month. Some accounts may let you save more.

To make sure you don’t miss a month, you could set up a standing order. It’s an automatic payment that sends a set amount of money into your savings.

Can I take money out of a regular saver?

You can usually take money out at least 1 day a year. This helps your savings grow but you still have some access if you need it.

Is a regular savings account right for me?

It might be right for you if:

you want to save each month for a year or more
you’re comfortable with not taking money out often.

It's not right for you if:

you want to take money out whenever you want
you want to save more than the monthly limit.

You're comfortable that your interest rate could change.

The content on this page is for reference. It is not financial advice.

Looking for a different way to save?

All our savings accounts

Compare all our accounts and find the right one for you.

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New to saving?

Our short guide explains the difference between easy access accounts, ISAs and bonds.

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