If you make the transfer before 8pm, the funds will show in the destination account immediately. If the transfer is done after 8pm then the funds will show after midnight.
Please note, how much you can transfer to another savings account will depend on whether there are any restrictions on the amount the destination account can receive. If you are making overpayments on your mortgage you may incur Early Repayment Charges. You should refer to the terms & conditions of your account if you want to know if there are any restrictions.
Please note, you should make sure that there are enough funds in your account on the day of the payment to ensure that the transfer can be made.
You can transfer money to your YBS mortgage account as well as another savings account. How much you can pay off your mortgage will depend on your terms & conditions (details can be found on your mortgage offer letter)
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