If you're looking to move money from your account we have a range of options from which you can choose

Faster Payments & Standing Orders*

*Availability of Standing order is subject to accounts terms and conditions


What are the timescales?

  • Faster payments - They will normally reach the destination account by the end of the next day.
  • Standing Orders - They will normally reach the destination account by the end of the working day on which they have been sent.

On occasions, payments could take longer as they may be subject to further checks and in those circumstances timescales cannot be guaranteed.

Any charges?

There is no charge for making a Faster Payment or Standing Order.

There is also no charge for the failure of a Standing Order due to insufficient funds in an account. However if you're aware that a payment is due to be debited from your account you should make every effort to ensure that there are sufficient funds available to make the payment.

Did you know?

You can check the sort code of the bank you wish to send a faster payment to. Visit the Faster Payments Sort Code Checker page to find out how.

How much can I pay from my account by Faster Payments?

If the destination account has been registered with your Yorkshire Building Society account for more than 30 days, you can transact via:

  • Agency: Up to £10,000
  • Branch: Up to £25,000
  • Post: Up to £25,000
  • Telephone: Up to £25,000
  • Online: No limit

Payments can only be made by telephone if your account terms allow.

If the destination account has been registered with your Yorkshire Building Society account for 30 days or less, you can transact via:

  • Agency: Up to £1,000
  • Telephone: Up to £10,000
  • Branch: Up to £10,000
  • Post: Up to £10,000
  • Online: No limit

Payments can only be made by telephone if your account terms allow.

 
The limits to how much you can send via Faster Payments are determined by how your withdrawal instructions are received. The terms and conditions of the account you hold will dictate how you can give us instructions to withdraw money from your account (e.g. internet, telephone, postal etc.)

Direct Debits*

*Availability of Direct Debits are subject to accounts terms and conditions

What is it?

Arrangements for payments from a Cash Transactor card account to a third party – e.g. to pay utility bills, insurance premiums or Sky subscriptions.

What are the timescales?

A direct debit instruction needs to be set up in advance of payment but the regular payments usually arrive in the recipient's account the same day it leaves your account.
 

Any withdrawal limits?

For accounts that allow direct debits, there are no restrictions on withdrawals, subject to funds being available.
 

Any charges?

There is no charge for making a Direct Debit payment.

There is also no charge for the failure of a Direct Debit due to insufficient funds in an account. However if you're aware that a payment is due to be debited from your account you should make every effort to ensure that there are sufficient funds available to make the payment.

CHAPS

What is it?

‘Same day value’ electronic payments which, when received into accounts, are treated as cleared funds. CHAPS transactions can only be actioned via the branch or agency with name ID required.

What are the timescales?

The payment usually arrives in the recipient's account the same day, provided the request is made before 12pm (midday), Monday to Friday (excluding bank holidays). Payments made after this will be received the next working day.

Any charges?

There is a charge of £23.50 for a CHAPS transaction.

How much can I pay from my account by CHAPS?

  • Agency: No limit
  • Branch: No limit
  • Post: No limit
  • Telephone: n/a
  • Online: n/a

For all CHAPS payments we need to see Proof of ID which has a photo. See Verifying your identity for more details.

Cash & cheque withdrawals

What is it?

You can make a cash withdrawal over the counter in a branch or agency, providing funds are available. You can also withdraw a cheque in a branch, agency, by phone or by posting your passbook and a signed covering letter with your instructions to Customer Services, Yorkshire Building Society, Yorkshire Drive, Bradford, BD5 8LJ. Proof of identity may be required to make withdrawals.

What are the timescales?

For cash withdrawals in a branch you can withdraw up to £1,000 on any one day or £5,000 by giving a few days notice. You can only withdraw a maximum of £5,000 in any seven day period.

For cash withdrawals in an agency you can withdraw up to £500 on any one day, and only withdraw a maximum of £1,000 in any seven day period.

The timescales for raising a cheque payment may depend on the terms of your account and whether or not we need any notice for a payment - please refer to your account terms & conditions.

Any charges?

There is no charge for a payment by cheque or making a cash withdrawal.

How much can I draw from my account by cheque?

  • Agency: Up to £150,000
  • Branch: No limit
  • Post: No limit
  • Telephone: n/a
  • Online: n/a

Where to get cash

  • Cash can be withdrawn at any YBS Branch or Agency.

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9am - 1pm Sat


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