Payments to your account | Payment Guidance | Help & Support | YBS
Payments into your account
Information on receiving payments into your YBS account
Receiving a payment
You can pay into your account by CHAPs, Faster Payments or Standing Order.
If you’re registered for online services, you can also pay in by debit card. You can do this by logging in, selecting the account you wish to pay in to and following the onscreen instructions. If your account doesn’t give you an option to deposit money this could be due to the terms and conditions of the account. You will begin to earn interest on what you’ve paid in after 2 working days.
You can only pay into your account from within the UK.
Yorkshire Building Society account holder's name
60 – 92 – 04 (operated through one of our main bankers – NatWest Bank Plc)
Bank Account Number
The first 8 digits of your YBS account number
Reference or Roll number
The full 10 digits of your YBS account number (not required for direct debits)
Where payments are sent by the Faster Payments service to your account, they may take up to 4 hours to be credited to your account.
Payments containing incorrect or missing information may take longer to process or may be returned to the sender if we cannot prove that they belong to you. Please ensure that the correct information is entered when sending a payment or when asking someone else to send a payment, to your account.
You can pay a cheque into your YBS account at any branch or agency. Cheques should be made payable to the account holder and not to the Society.
Yorkshire Building Society savings accounts use the YBS clearing cycle timeline, as explained below.
Timeline for a cheque paid into your account on Monday
The cheque is paid into the account
Working day 1
The cycle starts on the first working day after the cheque is paid into your account. A working day is any day excluding a Saturday, Sunday or bank holiday in England and Wales. If a Saturday, the cycle will start on the next working day.
Working day 2
Interest starts to be earned today.
Working day 3
You will be able to withdraw the money today. However the cheque could still be returned unpaid (bounced) until the end of working day 4.
Working day 4
You can be sure the money is yours at the end of today. The money cannot be reclaimed without your consent (unless you are a knowing party to fraud).