On Saturday we'll be working on our systems from 1.30pm until 11.30pm. On Sunday we’ll be working on our systems from 1am until 10.30am.
If you make a payment into your account during these times, you won’t be able to see it until we’ve finished. Thanks for your patience.

Bank of England (BoE) Base Rate Change: The BoE base rate decreased from 4.50% to 4.25% on 8 May 2025. Find out how this could affect your mortgage or savings account.

It's all about you

We have members, not shareholders. We're owned by the people who trust us with their money. So it's all about you.

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What can we help you with today? 

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First time buyers

Discover our £5k Deposit Mortgage and First Home eSaver, exclusively for first time buyers.
Your home may be repossessed if you do not keep up repayments on your mortgage. 

Why choose us?

We're owned by our members, so it's all about you.
Stick with us and we'll reward your loyalty with exclusive deals.
Need a friendly face? We have over 200 branches and agencies.
We've been trusted for over 160 years.
We're part of our communities - teaching about money, supporting charities and caring for the environment.
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Helping you

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Savings Guides

What is a Cash ISA?

Want to know more about Cash ISAs? Find out how they work, including how many you can open and how much you can deposit per tax year.
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Information

Fraud and Scams

Protect yourself and your money. We have recently updated our guidance to help you avoid investment scams.
Information

Ways to save energy with Snugg

Find out how you could make your home more energy efficient using our partnership with Snugg.

Interest is paid gross i.e. without tax being taken off on all our savings accounts - ISA accounts pay interest tax-free. Tax-free means that interest is not subject to income tax.


AER stands for the Annual Equivalent Rate and shows you what the interest rate would be if interest was paid and added each year. This will enable you to compare more easily the return you can expect from your savings over time.


Variable rate of interest means the interest rate payable on your account can change and move up and down.


Tax-free means that interest is not subject to income tax.

 

Gross interest means we do not take off income tax.

Tax-free means that interest is not subject to income tax.

 

Annual Equivalent Rate (AER) helps you compare between accounts. It’s the rate of interest if it was paid and added each year.

 

The interest rate is variable and can go up or down.