Spokespeople

Having our say on the latest hot topics.

Yorkshire Building Society can provide expert commentary and opinion on a wide range of personal finance, economic and building society sector topics. All the below spokespeople can be contacted via the Media Relations team on pressoffice@ybs.co.uk*.

Introducing our spokespeople

Nitesh Patel

Strategic Economist


An economist for almost 30 years, Nitesh has experience across the financial services, utilities, chemical and academic sectors.

He has previously worked for Lloyds Banking Group, where he specialised in the housing sector, including the production of the Halifax House Price Index, as well as market outlooks and confidence trackers. He has also worked for BAK Oxford Economics in Basel, Switzerland, forecasting financial services industry profitability of G7 countries.

An expert in mortgage, savings and housing market data evaluation and trends, Nitesh provides Yorkshire Building Society Group with economic opinion and analysis of the key activities affecting the market and its customers.

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Mike Regnier

Chief Executive


  • Joined the Board in 2014
  • Appointed Chief Executive on 1 January 2017

Mike joined the Society in 2014 as Chief Commercial Officer and Executive Director and became Chief Customer Officer in December 2015, responsible for the Group’s Branch Network, Product Development, Marketing, Customer Experience and Customer Relations functions.

He is also a director of Accord Mortgages Ltd, the Society’s intermediary lending subsidiary. Prior to joining the Society, Mike worked at Lloyds Banking Group and most recently for TSB where he was responsible for the re-launch of the TSB brand on the UK high street in 2013. He has also held management positions at ASDA and the Boston Consulting Group.

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Tina Hughes

Director of Savings


Tina has worked in financial services for more than 20 years in various organisations. She joined Yorkshire Building Society in 2018 and became Director of Savings in May 2020.

She is a consumer advocate and passionate about delivering relevant products and services to help people save for their futures.

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Tracey Newton

Director of Colleague Experience


Tracey is an experienced HR leader. Currently responsible for the development of people strategy at Yorkshire Building Society and manages: HR, organisational change, employee relations, reward, recognition, pensions, wellbeing, Financial wellbeing and diversity and inclusion.

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Ben Merritt

Senior Mortgage Manager


Ben has been with the Society since 2010, having first started out as a branch manager in the Society’s network. He now prices mortgage ranges for all our brands, and aims to deliver a range of options to help people get, and keep, a place to call home.

He is a mortgage expert, committed to doing the best for customers with award-winning products, and is available to comment on a number of opportunities relating to the mortgage market, particularly first-time buyers and those with smaller deposits.

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Jeremy Duncombe

Director of Mortgage Distribution and Managing Director at Accord Mortgages, our intermediary lender


Jeremy has been with the Society since March 2018, having worked in the mortgage market for over 20 years. He has worked in senior management roles for several lenders and distributers, and has also worked as an advisor and a broker. Prior to joining the Yorkshire he was Director of Legal & General Mortgage Club.

Jeremy is responsible for the external delivery of the Society’s mortgage propositions and is available for comment on a number of topics across the housing market, including residential and buy-to-let mortgages, service and distribution. He is also Chair of the Intermediary Mortgage Lenders Association (IMLA), the trade association that represents the views and interests of UK mortgage lenders involved in the generation of mortgage business via professional financial intermediaries.

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For all media enquiries please contact the Media Relations team at pressoffice@ybs.co.uk