Spokespeople

Having our say on the latest hot topics.

Yorkshire Building Society can provide expert commentary and opinion on a wide range of personal finance, economic and building society sector topics. All the below spokespeople can be contacted via the Media Relations team on pressoffice@ybs.co.uk*.

Introducing our spokespeople

Nitesh Patel

Strategic Economist


An economist for almost 30 years, Nitesh has experience across the financial services, utilities, chemical and academic sectors.

He has previously worked for Lloyds Banking Group, where he specialised in the housing sector, including the production of the Halifax House Price Index, as well as market outlooks and confidence trackers. He has also worked for BAK Oxford Economics in Basel, Switzerland, forecasting financial services industry profitability of G7 countries.

An expert in mortgage, savings and housing market data evaluation and trends, Nitesh provides Yorkshire Building Society Group with economic opinion and analysis of the key activities affecting the market and its customers.

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Stephen White

Interim Chief Executive


  • Joined the Board in 2016
  • Appointed Interim Chief Executive on 29 November 2021

Stephen started his career with Abbey National and subsequently gained experience in management roles at both Abbey National and later Ernst & Young. He was also an Executive General Manager at National Australia Bank looking after Payments and Customer Operations. Before working at YBS he was Group Chief Operating Officer at Allied Irish Bank. Stephen is responsible for our Retail and Branch Network, Operations and Customer Service functions, including Customer Relations, Lending, Customer Services, Arrears and Collections, Financial Crime, Procurement, IT, Information Security, Transformation and Change Management. Stephen is also Chair of Accord Mortgages Limited.

Stephen has more than 25 years’ experience in financial services and has worked internationally at a senior level, including significant time in Australia, Asia, Ireland and the UK.

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Tina Hughes

Director of Marketing, Digital and External Affairs


Tina has worked in financial services for more than 20 years in various organisations. She joined Yorkshire Building Society in 2018 and became Director of Savings in May 2020 and was then appointed Director of Marketing, Digital and External Affairs in January 2022.

She is a consumer advocate and passionate about delivering relevant products and services to help people save for their futures and own their own homes.

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Tracey Newton

Director of Colleague Experience


Tracey is an experienced HR leader. Currently responsible for the development of people strategy at Yorkshire Building Society and manages: HR, organisational change, employee relations, reward, recognition, pensions, wellbeing, Financial wellbeing and diversity and inclusion.

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Ben Merritt

Director of Mortgages


Ben has been with the Society since 2010, having first started out as a branch manager in the Society’s network. He now prices mortgage ranges for all our brands, and aims to deliver a range of options to help people get, and keep, a place to call home. He was appointed Director of Mortgages in January 2022.

He is a mortgage expert, committed to doing the best for customers with award-winning products, and is available to comment on a number of opportunities relating to the mortgage market, particularly first-time buyers and those with smaller deposits.

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Jeremy Duncombe

Director of Mortgage Distribution and Managing Director at Accord Mortgages, our intermediary lender


Jeremy has been with the Society since March 2018, having worked in the mortgage market for over 20 years. He has worked in senior management roles for several lenders and distributers, and has also worked as an advisor and a broker. Prior to joining the Yorkshire he was Director of Legal & General Mortgage Club.

Jeremy is responsible for the external delivery of the Society’s mortgage propositions and is available for comment on a number of topics across the housing market, including residential and buy-to-let mortgages, service and distribution. He is also Chair of the Intermediary Mortgage Lenders Association (IMLA), the trade association that represents the views and interests of UK mortgage lenders involved in the generation of mortgage business via professional financial intermediaries.

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For all media enquiries please contact the Media Relations team at pressoffice@ybs.co.uk