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Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Update on our lending policies Following the government’s announcement on restricting physical property valuations to enable social distancing and help prevent the spread of coronavirus, our valuers are currently unable to visit properties and carry out physical inspections. Click here to find out more.

   

 

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Please enter a borrower type.

Please enter a property value.

Please enter a depositborrowing amount.

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Your property value must be greater than your depositborrowing amount.

You have asked to borrow {{mortgageListing.customer.loan | currency:'£': 0}}. The minimum amount we will lend is £25,001. Please adjust your property value or depositborrowing amount.

You have asked to borrow {{mortgageListing.customer.loan | currency:'£': 0}}. The maxmimum amount we will lend is £5,000,000. Please adjust your property value or depositborrowing amount.

Your deposit must be at least 5% of your property value

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- New Build House
- New Build Flat
- Help to Buy ISA Mortgage
 - {{ :: product['Max LTV']}}% LTV ({{ :: product['New Code']}})

Interest rate  
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Overall cost for comparison   {{ :: product.APRC}} APRC
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Additional features Free valuation Free legals {{ product['Cashback'] | currency:'£': 0}} cashback
Early Repayment Charges apply and other fees and charges may apply.
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Find the right mortgage for you

We know that it can be time-consuming to find the best mortgage rates when you’re looking for a suitable deal. By using our mortgage finder tool, we can quickly and easily show you mortgage deals specific to your needs. All you need to do is provide some details about your deposit and the value of your property and we’ll provide you with a list of mortgages, removing any that are unsuitable.

Once you find the mortgage that suits you best, it’s easy to take the first step in finding out if you’re eligible by obtaining an online lending decision. Or, if you want to know more about the different mortgages that we offer you can view our fixed rate and offset mortgage pages for a clear explanation of the features and benefits of these mortgage types.

Mortgage calculators

It’s really important that before you get to the stage of applying for your mortgage you have an idea of how much a mortgage is likely to cost you. That’s why we created our mortgage calculators. If you want to know how much the monthly repayments might be and how much you would be able to afford for a mortgage then our repayment calculator can provide you with an estimate of your monthly repayments, based on the size of mortgage you need. To find out how much you might be able to borrow for buying a new home or a remortgage, our borrowing calculator can help.

Mortgage calculators

Important Information

  • Our mortgages have limited availability and may be withdrawn at any time
  • Applications subject to standard lending criteria and all loans subject to status
  • Not all mortgage products allow you to apply online

Need help with mortgage definitions?

If you are unclear what something means, our Mortgage glossary can help.

View glossary