easy access savings ACCOUNTS

A flexible way to save. Grow your savings without locking them away.

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What is an easy access savings account?

It’s a flexible type of savings account where you can add money or take it out whenever you want. Your money earns interest, so your savings can grow over time. The interest rate is variable, which means the amount your money earns can go up or down.

Is an easy access savings account right for me?

It might be right for you if:

  • You want access to your money in case you need it.
  • You're saving for short-term goals or emergencies.
  • You're comfortable that your interest rate could change.

It's not right for you if:

  • You're saving for a longer-term goal and feel comfortable with no access to your money for at least a year.
  • You want an interest rate which will not change.
You're comfortable that your interest rate could change.
The content on this page is for reference. It is not financial advice.

Looking for a different way to save?

All our savings accounts

Compare all our accounts and find the right one for you.

New to saving?

Our short guide explains the difference between easy access accounts, ISAs and bonds.

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Your eligible deposits with Yorkshire Building Society are protected up to a total of £120,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme.