Christmas Savings Tips | YBS

Christmas is an expensive time of year for many but it doesn't need to be. We've put together our top tips to save you money this festive season so you can stop worrying about the cost and start enjoying yourself.

Setting a budget
Setting a budget upfront for all your Christmas expenses let’s you know how much you need to save in advance and stops you spending more than you can afford to. List out all the items you’ll need to buy from gifts and decorations to travel and food. Keep referring back to it to make sure you stay on track.
Send an e-card
Christmas cards aren’t cheap so why not opt for an e-card instead? You can personalise them and even make them sing and dance, all while saving money (and the environment!).

Secret Santa
Grab yourself a bargain
There are plenty of festive sales and discounts to enjoy but don’t get carried away! Start with a list of what you need and stick to it. After all, you’ll undo any savings if you buy too much! You could also consider ‘pre-loved’ and ‘nearly new’ gifts that with some savvy shopping you can find in mint condition but costing less than brand new.
The homemade touch

The big food shop
Are your eyes bigger than your stomach? It’s easy to over buy food at Christmas; after all, it’s one of the highlights of the season! But throwing away leftovers is throwing away money. Be realistic about how much you really need. How hungry will your family be after raiding all the chocolate boxes? And be wary of overpriced packaged food. It may look pretty in its seasonal box but you could make it yourself for a fraction of the price.
Trains & planes
When using public transport, don’t forget to book in advance to get the best prices. It pays to be flexible as well, so be open to travelling on different days or times to find the cheapest deal. If you’re flying, remember to check out alternative airports too as they could be cheaper.
Driving home for Christmas

Personal Budget Calculator
Get a better understanding of your finances with our Personal Budget Calculator.