Everyday Saver
- Withdraw as often as you want
- Open from £1Save up to £2 million
- Interest can be paid monthly or annually
How much interest could you earn?
Here's how much you could get after 12 months:
| Balance | Interest earned |
|---|---|
| £1,025 | £25 |
This estimate is based on:
- opening the account on 1 July 2025
- monthly deposits on the first of every month
- the interest rate staying the same
- no money being taken out
- no extra money added in.
Summary Box
What is the interest rate?
Annual interest
Gross interest rate per year We do not take off income tax. | Annual Equivalent Rate (AER) |
|---|---|
| 2.50% | 2.50% |
Monthly interest
Gross interest rate per year We do not take off income tax. | Annual Equivalent Rate (AER) |
|---|---|
| 2.47% | 2.50% |
AER helps you compare between accounts. It's the rate of interest if it was paid and added each year.
The interest rate is variable and can go up or down.
We work out your interest daily. If you choose annual interest, it will be paid on 31 March each year. If you choose monthly interest, it will be paid on the last day of each month.
Can Yorkshire Building Society change the interest rate?
Yes, we can change the interest rate up or down. We will let you know if this happens.
The reasons why we could do this and how we will let you know, are in the General terms and conditions. You can find them in the "Interest, charges and changes" section.
What would the estimated balance be after 12 months based on a £1,000 deposit?
£1,025
We have based this on:
- the deposit added the day you opened the account
- the interest rate staying the same
- no money being taken out
- no extra money added in.
How do I open and manage my account?
To open this account you must be:
- a UK resident
- at least 16 years old.
How much can I save?
You can save from £1 to £2 million.
Can it be a joint account?
Yes.
How do I open this account?
You can open this account by:
- visiting your nearest branch or agency
- downloading an application form and posting it to us
- calling us and we'll send you an application form in the post.
Can I open more than one?
Yes.
How can I manage my account?
You can manage your account in a branch or agency, or by post.
You can also register to manage your account online.
Can I withdraw money?
Yes, you can withdraw money as often as you want. Check our daily withdrawal limits.
If you make a withdrawal using CHAPS, there will be a fee.
To keep your account open, you need at least £1 in your account.
You can close your account at any time.
Additional information
You'll get a passbook record card when you open this account. It is a physical card that a branch or agency can update with your transactions.
Whether you need to pay tax depends on your personal circumstances so could change in the future.
Ready to apply?
Please read the following documents.
When you apply for this account, you may need to verify your identity.
Apply in a branch or agency
Visit us to open your account. You may want to book an appointment.
Find your nearest branch
Your eligible deposits with Yorkshire Building Society are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme.
