Yorkshire Building Society Media Centre Article Blurb Photo


The YBS Treasury manages the Society's activities within the wholesale financial markets.

Investor Relations

Treasury activities are carried out in support of internal strategic objectives, and in compliance with policy requirements as determined by the Society's Board and regulators. This includes the management of the Society's liquid assets, the raising of wholesale funding, the issuance of capital instruments and the use of derivatives to control financial risk emanating from the Society's business activities.

Credit ratings

Agency Senior Unsecured Short Term Outlook
Moody's A3 P2 Stable
Fitch A F1 Negative

Bloomberg Tickers

YBS Corp
133535Z LN Equity

Money Markets Code

Yorkshire Building Society is committed to conducting its UK Money Market activities in adherence with the principles of the UK Money Markets Code.

Statement of Commitment to the UK Money Markets Code (89 KB)

Funding Programmes

Access to wholesale markets allows the Group to smooth out variations in the supply of retail funds and reduces reliance upon traditional sources for all its funding needs.

Consistent with the legal status of the Society, at least 50% of funds are raised in the form of member deposits.

Financial Performance

Read the highlights of how the Yorkshire Building Society Group has performed or download the reports to study our finances in more detail.

Investor Materials

  • S&P Global SPO March 2021
  • Social Bond Framework 2021
  • 2020 annual results briefing
  • 2020 interim results briefing
  • 2019 annual results briefing
  • 2018 annual results briefing
  • 2017 annual results briefing
  • 2016 annual results briefing
  • 2015 annual results briefing
  • 2014 annual results briefing
  • Treasury contacts


    Wholesale Funding: 01274 730156
    Liquidity: 01274 730157
    Treasury Operations: 01274 472585


    Dealing team: treasury_dealers@ybs.co.uk
    Operations team: treasury_ops@ybs.co.uk