Look out for a change in the appearance of your YBS website soon. We are redesigning the site and will be launching the new website in the next few weeks.
Simply provide us with your details and we can tell you whether we can lend to you and how much.
If you do need more time, you can easily retrieve your details and resubmit your lending decision for reapproval.
However, fees apply to a Full Mortgage Application. You’ll be given a breakdown of these prior to completing application.
Our checks will not appear on your credit file at this stage of the application.
When applying for your lending decision we will ask for information about:
Including your salary, regular bonuses and overtime. Also include any benefits received such as child maintenance.
Your regular outgoings such as loan payments (including student loans), credit cards and overdraft usage. It also includes payments towards childcare and child maintenance or existing mortgages.
Talk to one of our mortgage advisers over the phone.
8am-8pm: Mon to Fri
and 9am-1pm: Sat