exclusive mortgages for loyal savers
Extra cashback for you or your friends and family.

Your home may be repossessed if you do not keep up repayments on your mortgage.
If you have a YBS savings account and meet our terms and conditions, you could get at least £250 cashback with some of our mortgages. This would be on top of any other cashback you might get with your mortgage deal.
To get this deal:
- You’ll need to have had an open savings account with us for at least 12 months at the time of applying
- You must not already have a mortgage with us
- You’ll need to take out a mortgage that this deal applies to. Speak to our mortgage specialists to find out more
- Before you apply, read our full terms and conditions.
Ready to apply?
Call one of our mortgage specialists to get a Decision in Principle.
Don't need a mortgage right now?
You can pass on this offer to someone who does.
Want to pass this on?
Call us or visit your nearest branch for a loyalty code to share with your friends or family. They’ll need this to apply.
Find a mortgage rate
Use our mortgage rate finder to search for a rate that suits you.
Our mortgage rate finder can help if you’re a new YBS mortgage customer thinking of:
Buying your first home
Moving home
Moving your mortgage to YBS (remortgaging).
We don’t offer mortgages on:
Buy-to-let properties.
Call us
Chat to our mortgage specialists about your options.
Calls to 03 numbers are charged at the same rate as 01 or 02 numbers from all phones.
Book an appointment
Book an appointment and we'll call you back.