Stamp Duty Calculator
The amount of stamp duty you’ll have to pay depends on a range of factors.
Use our simple calculator to work out how much you’ll owe, depending on the home you’re buying and your circumstances.
What is stamp duty?
Stamp duty land tax (SDLT) is a tax that you may need to pay when you buy a property in England or Northern Ireland. In Scotland there’s a similar tax called land and buildings transaction tax and in Wales it’s called transaction tax.
If you’re buying a residential property, the amount of stamp duty you owe depends on the price you pay for the property and if you’re:
- A first-time buyer
- Buying a buy-to-let, a holiday home or a second home
Stamp duty rates
Under the current system in England and Northern Ireland, stamp duty is tiered. This means you pay different rates of stamp duty on different portions of the overall purchase price.
This means that if you buy a property for under £125,000 you won’t owe any stamp duty.
First time buyers
First time buyers are allowed to spend more on their first homes before paying stamp duty:
- From 1 October when all other home buyers' stamp duty threshold decreases, first time buyers will still have up to £300,000
Second home buyers
Second home buyers have to pay the extra 3% of stamp duty.
If you buy a property for £350,000 for example, stamp duty will be calculated like this:
Total stamp duty owed = £0 + £2,500 + £5,000 = £7,500
Use our stamp duty calculator to see how much stamp duty you'll need to pay.
Stamp Duty CalculatorIn Scotland and Wales?
In Scotland and Wales, the systems are slightly different. Instead of stamp duty, Scotland has Land and Buildings Transaction Tax. It’s a lump-sum tax that’s very similar to stamp duty but the tiers and additional property rates are different.

* Properties under £40,000 are not subject to the additional land and buildings transaction rates
Figures referenced from https://www.gov.scot/policies/taxes/land-and-buildings-transaction-tax/
First time buyers in Scotland
First time buyers are allowed to spend more on their first homes before paying stamp duty:
- From 1 April 2021 up to £175,000
In Wales, it’s called Land Transaction Tax and again, is very similar to stamp duty but with different tiers and rates.

* Properties under £40,000 are not subject to the additional land transaction tax rates
Figures referenced from https://gov.wales/land-transaction-tax-rates-and-bands
First time buyers in Wales
First time buyers are allowed to spend more on their first homes before paying stamp duty:
- From 1 July 2021 up to £180,000
Use our stamp duty calculator to see how much stamp duty you'll need to pay.
Stamp Duty Calculator