Mortgage Calculators | YBS Mortgages Tools | YBS
Mortgage calculators & tools
Use our simple mortgage calculators to work out how much you could borrow and get an estimate on your mortgage repayments
Borrowing calculator
Looking to climb the property ladder or remortgage? Try our quick borrowing calculator and find out how much we may be able to lend you.
Takes approximately 2 minutes to complete
Repayment calculator
How much will your monthly repayments cost? Our mortgage rate calculator can give you a quick estimate of how much you’ll owe each month.
Takes approximately 2 minutes to complete
Deposit calculator
Whether you're ready to start saving for your mortgage deposit or already on your way, our deposit calculator can help you work out how much you need to save and how long it might take.
Overpayment calculator
Want to reduce your interest payments and potentially knock years off your mortgage? Try our overpayment calculator to see how much you could save.
Temporarily unavailable
Offset calculator
By offsetting your savings against your mortgage, you could save money in the long run. Just enter some details about your savings and mortgage requirements to discover how much you could keep in your back pocket.
Temporarily unavailable
Stamp duty calculator
Use our simple calculator to work out how much you’ll owe, depending on the home you’re buying and your circumstances.
Takes approximately 1 minute to complete
Our online mortgage calculators explained
We’ve created a series of mortgage calculators so that before you even start a mortgage application with us, you’ll know how much it’s likely to cost you.
But which mortgage calculator should you use? If you want to find out how much you might be able to borrow for buying a new home or remortgaging, that’s where our borrowing calculator can help. Maybe you’re wondering how much the monthly repayments might be and how much you would be able to afford for a mortgage. If so, we have a mortgage repayment calculator just for that. Our repayment calculator can provide you with an estimate of your monthly repayments, based on the size of mortgage you need.
What next?
Once you’ve tried the mortgage calculator, assessed your borrowing amount and had a look at what you can afford, you’re ready to get a Decision in Principle. We’ll just need to take a few details from you – then we’ll be able to tell you whether or not we can lend to you and if so, how much. You can obtain a Decision in Principle online in just 10 minutes and it’s absolutely free to apply.
If you’re interested in jumping straight to our current mortgage deals, you can start by using our mortgage finder tool
Mortgage Illustration
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Speak to one of our friendly advisers about your options.