Moving Home

Maybe it’s time to move to a better mortgage.

Early Repayment Charges apply and other fees and charges may apply.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
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Please enter a borrower type.

Please enter a property value.

Please enter a depositborrowing amount.

Please enter a term.

Your property value must be greater than your depositborrowing amount.

You have asked to borrow {{mortgageListing.customer.loan | currency:'£': 0}}. The minimum amount we will lend is £25,001. Please adjust your property value or depositborrowing amount.

You have asked to borrow {{mortgageListing.customer.loan | currency:'£': 0}}. The maxmimum amount we will lend is £5,000,000. Please adjust your property value or depositborrowing amount.

Your deposit must be at least 5% of your property value

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- New Build House
- New Build Flat
- Help to Buy ISA Mortgage
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Early Repayment Charges apply and other fees and charges may apply.
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Compare up to 3 mortgages

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Moving house can be one of life’s many adventures and we’re here to help with yours. You can search for a new mortgage above or read our guide below to get started.

Maybe you’re just beginning to explore the idea of moving house or perhaps you’ve outgrown an existing home and started house hunting already, either way, we want to help. We’ve been providing mortgages for over 150 years so we like to think we know what our members want. We have a wide range of mortgages to suit everyone, so if you’re new to YBS and looking to move mortgages from your current provider then you’re in the right place.

If you already have a YBS mortgage and you want to take your mortgage deal with you when you move then you can visit our existing customers mortgage page.

How does it work?

  1. Find a mortgage deal

    Use our search tool at the top of the page or visit the mortgage finder page to find a mortgage deal for your next home move.
    If you’re not sure what’s best for you, check out our guide to mortgage types.
  2. How much to borrow?

    Use our borrowing calculator tool to find out how much you might be able to borrow.
  3. Get a lending decision

    It takes just 10 minutes for us to tell you if you can obtain an 'Approval in Principle' from us.
  4. Complete a full mortgage application

    With a successful lending decision obtained, you’re ready to complete your full application.

Need some help?

Our online mortgage applications are offered without advice, but if you need some help you can:

Visit us

You can visit us in branch to speak to a mortgage adviser.

Request an appointment

Call us

Speak to one of our friendly mortgage advisers about your options.

0345 166 9510*

8am-8pm: Mon to Fr 9am-1pm: Sat