Look out for a change in the appearance of your YBS website soon. We are redesigning the site and will be launching the new website in the next few weeks.
If you’re a member, the Society belongs to you. No external shareholders, just customers and people like you.
We have a string of awards from Best Overall Mortgage Provider to Best Building Society Mortgage Provider.
From educational programmes to improving financial literacy and supporting people in challenging situations.
You can reserve a new deal up to 120 days before your current deal ends. If Early Repayment Charges apply, you can even delay switching until they no longer apply!
If you'd prefer, we can switch deal in a matter of days/hours. It commonly takes between 4 to 8 weeks if you were to move to another lender.
Save yourself from the pain of reapplying all over again, because we only offer you deals that we know you're eligible for.
Switching your deal with us will not affect your credit rating. Remortgaging with another lender would.
Since you already have your mortgage with us.
You won't need a solicitor to help you switch deal. You will if you remortgage with another lender.
If you don't do anything then your mortgage will go onto our Standard Variable Rate (SVR).
We'll contact you before your current deal is due to end. We only offer you deals that we know you're eligible for and we'll send you these in the post.
To compare monthly payments you can retrieve your mortgage online, you just need your mortgage account number. You'll find this on any letter we've sent about your mortgage.
Look through our latest deals right now and find the deal that's right for you.View current deals
You can do this online, in branch, or over the telephone. Once you’ve made your choice and paid any fees we will confirm your new deal. You'll receive a letter confirming your changes.
Talk to one of our friendly mortgage advisers.
Will I receive advice?
It's your choice