Fixed Rate eBond
- Open from £1,000Save up to £2 million
- You cannot make withdrawalsOr close your account until 1 August 2030
- Interest is paid once a year
How much interest could you earn?
Here's how much you could get by 31 July 2030:
| Balance | Interest earned |
|---|---|
| £1,209.17 | £209.17 |
This estimate is based on:
- opening the account on 8 May 2025
- the interest rate staying the same
- no money being taken out
- no extra money added in.
Summary Box
What is the interest rate?
Gross interest rate per year We do not take off income tax. | Annual Equivalent Rate (AER) |
|---|---|
| 3.70% | 3.70% |
AER helps you compare between accounts. It's the rate of interest if it was paid and added each year.
The interest rate is fixed until 31 July 2030.
We work out your interest daily. It is paid on 31 July 2026, 31 July 2027, 31 July 2028, 31 July 2029 and 31 July 2030.
Can Yorkshire Building Society change the interest rate?
No. The interest rate is fixed until 31 July 2030.
What would the estimated balance be on 31 July 2030 based on a £1,000 deposit?
£1,209.17
We have based this on:
- the deposit added on 8 May 2025
- the interest rate staying the same
- no money being taken out
- no extra money added in.
How do I open and manage my account?
To open this account you must be:
- a UK resident
- at least 16 years old.
How much can I save?
You can save from £1,000 to £2 million.
You can add money for at least 7 calendar days after you open the account. You can continue to add money while it is available to new customers. As the account is a limited time offer, it might not be available for long.
Can it be a joint account?
Yes.
How do I open this account?
You can open it online.
Can I transfer an existing account into this one?
If you already have an account with us, you might be able to transfer it to this one. It depends on the type of account you have. Please get in touch and we can let you know.
Can I open more than one?
Yes.
How can I manage my account?
You can manage your account online or on our mobile app.
Can I withdraw money?
No. You cannot withdraw money or close your account before 1 August 2030.
We can make an exception for certain life events that effect you or your immediate family. These are critical or terminal illness, death, redundancy, nursing home or elderly care costs, divorce or court order.
What happens on 1 August 2030?
Your money will be transferred to a Fixed Rate Access eBond. You will have until 31 August 2030 to choose whether to keep your money there or move it to another account. We'll send you full details of this account at least 14 days before your eBond ends.
Additional information
Whether you need to pay tax depends on your personal circumstances so could change in the future.
Ready to apply?
Please read the following documents.
Don't want to apply online?
Check out our Fixed Rate Bond. You can open this account in a branch or agency, or by post.
Your eligible deposits with Yorkshire Building Society are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme.
