Fixed Rate eISA

What is the interest rate?

AER helps you compare between accounts. It's the rate of interest if it was paid and added each year.

The interest rate is fixed until 31 July 2030.

We work out your interest daily. It is paid on 31 July 2026, 31 July 2027, 31 July 2028, 31 July 2029 and 31 July 2030.

Can Yorkshire Building Society change the interest rate?

No. The interest rate is fixed until 31 July 2030.

What would the estimated balance be on 31 July 2030 based on a £1,000 deposit?

£1,209.17

We have based this on:

• the deposit added on 8 May 2025
• the interest rate staying the same
• no money being taken out
• no extra money added in.

How do I open and manage my account?

To open this account you must be:

At least 18 years old and one of the following:

• a UK resident for tax purposes
• a qualifying Crown employee
• married to or in a civil partnership with a qualifying Crown employee.

How much can I save?

You can save from £100 up to the maximum ISA allowance. For the 2025/2026 tax year, this is £20,000. A tax year runs from 6 April one year to 5 April the following year.

You can add money for at least 30 calendar days after you open the account. You can continue to add money while it is available to new customers. As the account is a limited time offer, it might not be available for long.

Can it be a joint account?

No.

How do I open this account?

You can open it online.

Can I transfer existing ISAs into this one?

Yes. We can accept ISA transfers up to 14 days after this account is no longer available to new customers. The money must be available straight away.

• If you want to transfer ISA savings from the current tax year, you must transfer the full balance.
• If you want to transfer ISA savings from previous tax years, you can transfer the full balance or part of it.

Please check the terms and conditions of the ISA you're transferring from, in case there are any withdrawal restrictions or charges.

Please make sure you transfer your savings using an "ISA transfer" process. If you make the payment yourself, your money will lose its tax-free status.

For more information, have a look at our guide to transferring Cash ISAs.

Can I open more than one?

Yes.

How can I manage my account?

You can manage your account online or on our mobile app.

Can I withdraw money?

No. You cannot withdraw money before 1 August 2030. You'll lose 360 days' interest if you close your account before 1 August 2030.

We can make an exception for certain life events that effect you or your immediate family. These are critical or terminal illness, death, redundancy, nursing home or elderly care costs, divorce or court order.

What happens on 1 August 2030?

Your money will be transferred to an online easy access ISA. We'll send you full details of this account at least 14 days before your Fixed Rate eISA ends.

Additional information

Tax

ISAs are tax-free so the interest earned on an ISA doesn't count towards your Personal Savings Allowance (PSA). The PSA is the amount of interest you can earn without paying tax.

Whether you need to pay tax depends on your personal circumstances so could change in the future.