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- Member stories
- Benefits for savers and homeowners
- Other member benefits
- Guides for life
- Share your story
Discover the benefits of being a member of our society
As a building society we’re run differently from a bank. We don’t have shareholders to satisfy, instead we’re here for the benefit of our members. The money we earn is given back to you in interest rates or goes towards paying for the service we provide, or gets re-invested to build a stronger society for the future.
Watch the video below to find out more about the important role you and all our members play.
What our members have to say
Don’t just take our word for why we, as a building society, offer something a little different. We asked members to share what they get from being part of the YBS community.
my family's future
Gillian, super saver and inspirational mum
"I’m a saver not a spender, it’s how I was brought up.
So when we were expecting twin boys, I opened an account up for them as babies and opened another account to save up. I love going into Yorkshire Building Society, they’re very friendly and supportive.
I passed on the value of saving to my sons. Now they’re saving with Yorkshire Building Society too."
Listen to Gillian’s story of how she’s passed down the habit of saving to her sons and they’re now saving with us.Find out more
I said yes
Sandeep, smart saver and excited bride-to-be
"I had no idea what Sanjeev was planning.
He proposed by a beautiful waterfall when we were coming back from our holiday in Torquay. It was really romantic.
Now I’m saving for the wedding, the house, children and the future with Yorkshire Building Society."
Listen to how Sandeep is saving for her dream wedding with us.Find out more
we're finally home-
Shawn and Lauren, first home adventurers
"We get so much pride from owning our home. Once you’re a homeowner, you feel like you’ve got a foundation for life. It’s a really big step towards independence. Any mortgage savings go towards making more memories.
We found the mortgage journey very easy and Yorkshire Building Society were super helpful, everyone we spoke to was caring and guided us through the whole process."
Listen to how we helped make Shawn and Lauren’s mortgage process as simple as possible.Find out more
Benefits for savers
Benefits for homeowners
Benefits for savers and homeowners
We’ve been voted Moneyfacts’ No.1 High Street Savings Provider 2021. Well, we have tried extra hard to support our savers. We’ve offered higher-than-average savings rates[i], have a wide range of savings products and launch exclusive accounts for our loyal members from time to time. Eligibility criteria applies.View our savings accounts
High Street Savings Provider of the Year
If you register your account(s) for online access at ybs.co.uk/help/online, and then download our mobile app, your savings accounts will always be at your fingertips. No matter where you are, you’ll be able to view your balance, check transactions, make payments and move money between accounts.Register for online access
For the fourth year running we’ve been voted ‘Best Overall Mortgage Provider’ in the Moneynet Awards 2021, so you should rest easy knowing you’re in experienced hands when you come to us for free mortgage advice on YBS products.
Applications subject to standing lending criteria and all loans subject to status. Early repayment charges apply, and other fees and charges may apply. View our mortgages
Best Overall Mortgage Provider
Our home insurance, which is underwritten and serviced by RSA, has been awarded 5 stars by Moneyfacts in 2021 and offers an introductory discount for the first year to all new home insurance customers. Choose from buildings,
contents or a combination of both, with optional extras for even more cover, if you need it.
Limitations and exclusions apply. This offer can be withdrawn at any time.
[i] Source: YBS Group average savings rate compared to rest of market average rates based on savings stock from CACI’s Current Account and Savings Database (CSDB). Data period Jan 2021 – June 2021.
Benefits that make a difference
Award winners and an extra £40m in interest to savers
Thanks to you, our members, we’re award winners! You voted for us to be High Street Savings Provider of the Year and Best Overall Mortgage Provider 2021! As a thank you for our members’ loyalty, we’re on track to passback an estimated £40m extra in interest, on selected accounts, to savers in 2021.
Guiding you through life
As life unfolds and memories are made, we're here to support you.
Passing down financial wisdom
Whether they’re starting to earn pocket money or striding out into the adult world, we have invaluable knowledge to share with the younger generation to help them become financially smart. You'll find lots of tips in this practical guide.
Find out more
Helping you get your money in shape
It’s easy to let good financial habits slip, so get things back on track by giving yourself a money MOT. Read our straightforward online guidance which looks at ways you might be able to improve your finances.
Find out more
Making retirement planning simpler
We saw how retirement planning information was overly complex and full of jargon. So we’ve committed to providing straight-talking, impartial guidance to help you feel confident making decisions about your financial future.Find out more