Get some extra money to
do the things you want to do
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Additional borrowing on a mortgage
Choose from special existing customer deals including fixed and offset fixed rates.
Borrow just what you need
Get up to 85% of the value of your home.
Spread your repayments
Pay back your additional loan over a term that suits you - minimum 5 years, maximum 35 years.
Did you know?
You could receive a 15% discount on our You Choose Home Insurance (on buildings, contents or both) when you take out an additional loan.
How does it work?
Check if you are eligible by viewing the information on this page.
Get in touch to discuss your additional lending – you can request an appointment in one of our branches or call us direct.
8am – 8pm: Mon to Fri
9am – 1pm: Sat
Am I eligible?
If your additional lending is for any home improvements you will need to provide estimates of work and planning approval.
When you’re ready to apply, you will need to make sure that you have had your existing mortgage for a minimum of six months, have made all your repayments on time and that there are no arrears.
You should refer to our lending criteria before you apply.
Some things to be aware of
If you’ve decided to go ahead with some additional borrowing on a mortgage then you may need a new valuation (sometimes called a ‘revaluation’). If a revaluation applies, there is a £70 valuation fee to pay which is non-refundable.
Read more about valuations
If the additional lending you need is part of a property purchase or to do a Transfer of Equity (adding or removing someone from the mortgage) you may need to consult a solicitor.
Need some help?
You can visit us in branch to speak to a mortgage adviser.
Speak to one of our friendly mortgage advisers about your options
8.00am - 8.00pm, Mon-Fri
9.00am - 1.00pm, Sat
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