Buying your first home?
Read our First Time Buyer guide to see how we could help.
Early Repayment Charges apply and other fees and charges may apply.
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Getting a first time buyer mortgage for your first home can be a long process and it can be confusing if you're unsure of the best route to take.
We've already helped thousands of people get a first time buyer mortgage and move into their first home. By following our guidance below, we can help you too. If you want to jump straight into viewing our best First Time Buyer mortgage deals, use the search tool above. However if you'd like to know a bit more about how first time buyer mortgages work, read on.
Some of our First Time Buyer mortgages come with added benefits, helping you to take the first step on the ladder. These include:
On selected products. The individual product details show which products come with cashback.
On selected products we’ll cover the cost of a standard valuation although you should be aware that this excludes second or subsequent valuations and does not include surveys or other reports. If you decide to change the loan amount you need after the valuation has been carried out, you may be asked to cover the costs of a new valuation
On selected products. All fees including the product fee where applicable, are detailed on the product pages.
Early repayment charges will apply. Please refer to the terms of our individual mortgage deal for details.
Please note all incentives where applicable are shown on the individual details of each of our mortgage deals. Other incentives may also be available so you should always carefully read these details carefully.
The benefits above apply to our First Time Buyer Mortgages but you can choose one of our Home Mover mortgages too.