For many of our mortgages you can overpay up to 10% of your mortgage balance each year, without paying any fees. Please check your terms and conditions as some mortgages will let you pay more.
How do I make an overpayment?
You can make a one-off overpayment or increase your regular monthly payment.
Payments from another bank or building society
To make a payment from another bank or building society, here are the details you'll need:
Our Sort Code: 60 92 04 Account number: the first eight digits of your mortgage account number Reference or roll number: all 10 digits of your mortgage account number Payee name: your full name, as it appears on your mortgage account or statement
When you make a payment, if your bank/building society is part of the Confirmation of Payee service, they will tell you that they can't confirm payee details. This is because YBS is not yet part of the service. Please make sure you take extra care when entering your details.
Over the phone
You can use our 24/7 automated telephone service to make an overpayment by debit card. Please have your account number or customer number to hand.