Switch your mortgage to us

Thanks for choosing us!

Find out if we can offer you a mortgage and how much you could borrow.

Woman enjoying a relaxing cup of coffee

Your home may be repossessed if you do not keep up repayments on your mortgage.

4 steps to your new mortgage

Number 1

Get a Decision in Principle (DIP)

Get a Decision in Principle (DIP) to find out how much you could borrow.
Number 2

Apply for a mortgage

Complete a full application online or over the phone.
Number 3

Get your mortgage offer

We’ll value your home and check your credit history. Then we’ll be in touch within 15 working days.
Number 4

Complete

Once the legal work is complete, your mortgage will move to us.

Get a Decision in Principle

Apply over the phone if:
You want to apply for an interest only mortgage.
You’ll still be paying your mortgage after you’ve retired.

Choose a font family then click an icon to copy it's class names.

Online

Instant decision
Valid for 90 days
Doesn't affect your credit score
If you’re happy to continue without any advice, you can apply online.

Choose a font family then click an icon to copy it's class names.

Over the phone

Talk to our mortgage specialists.
9am to 5pm Monday to Friday
9am to 1pm Saturday
Calls to 03 numbers are charged at the same rate as 01 or 02 numbers from all phones.

Why choose us?

We're owned by our members, so it's all about you.
Stick with us and we'll reward your loyalty with exclusive deals.
Need a friendly face? We have over 200 branches and agencies.
We've been trusted for over 160 years.
We're part of our communities - teaching about money, supporting charities and caring for the environment.
Women hugging and smiling