Savings Guides | Money MOT | YBS
Savings Guides
Get to grips with your finances with Money MOT from YBS
Start your saving journey
Maybe you need to put money aside for a rainy day or an emergency. Or perhaps you want to save for something to look forward to.
Learn how to get started with saving with guidance from YBS.
Budget calculator
Use our tool to work out your living expenses and make a budget.
How to start saving money
Not saved before? Find out how to get started with saving.
Getting into the savings habit
Learn how to make saving part of your monthly routine.
How much of my salary should I save?
There’s no right answer to how much you can save. Learn tips that may help.
What is an emergency fund?
A pot of money could help you avoid borrowing in the future.
ISAs explained
Learn more about ISAs, including allowances and how to transfer one.
All about ISAs
Discover the ins and outs of Cash ISAs! Learn about the ISA allowance and how the Personal Savings Allowance works.
What is the Personal Savings Allowance?
Depending on your tax band, you can earn a set amount of interest without paying tax.
What is a Cash ISA?
Want to save and earn interest tax-free? Discover how Cash ISAs work.
What is the ISA allowance?
Your ISA allowance can be used across four different ISA types.
Types of savings accounts
Get started by learning how our main types of savings account work.
What is a regular savings account?
Learn about regular savings accounts and how they work.
What is a Fixed Rate Bond?
What is a bond anyway? Learn how this type of savings accounts works.
Easy and instant access accounts
About easy access and instant access accounts, and the difference between them.
Want some help?
If you’d like help with your application, or you can’t decide which savings account is best for you, please give us a call. We’re always happy to help.