Get your YBS money MOT | Money Saving Tips | YBS

Get your YBS money MOT
Find help to get your finances in shape with our straightforward guidance
start your saving journey
Maybe you need to put money aside for a rainy day or an emergency. Or perhaps you want to save for something to look forward to.
Learn how to get started with saving with guidance from YBS.
Budget calculator
Use our tool to work out your living expenses and make a budget.
How to start saving money
Not saved before? Find out how to get started with saving.
Savings goal calculator
Plan for the future with our savings goal calculator.
How much of my salary should I save?
There’s no right answer to how much you can save. Learn tips that may help.
What is an emergency fund?
A pot of money could help you avoid borrowing in the future.
Saving a lump sum
Got a chunk of money to save? Find out some of your options here.
Get the most from your rainy day fund
Money saved in a current account? Find out how you may be able to get more from it.

Learn about savings accounts
Get started by learning how our main types of savings account work.

What is a Cash ISA?
If you’ve never used a Cash ISA before, find out how they work here.

What is a Fixed Rate Bond?
What is a bond anyway? Learn how this type of savings accounts works.

What is a regular savings account?
Want to get into the habit of saving?
Find out how a regular savings account works.

Easy and instant access accounts
About easy access and instant access accounts, and the difference between them.
Festive savings
Stay safe and save money as the festive period approaches!

Avoiding parcel delivery scams
Doing lots of online shopping? Discover how to spot a scam.

Saving tips for Christmas
From Secret Santa to homemade gifts, find out how to make the festive period a little cheaper.
Money saving challenges
Want to save but struggling to start the habit? Start the new year with a savings challenge.Want some help?
If you’d like help with your application, or you can’t decide which savings account is best for you, please give us a call. We’re always happy to help.