A fixed rate
It’s a sure thing
If you can afford to put your money away for at least a year, you can often earn a better rate with a fixed-term account.
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Fixed Rate Bond Savings Accounts help you plan with confidence, by putting a lump sum away for a set period of time (the ‘term’) and knowing exactly what interest rate your savings will earn. You have this certainty because once your account is open your interest rate will remain fixed throughout the term. In most cases the longer the term, the higher the interest rate.
By surrendering access to your money for a set period of time you can often earn a better rate of interest than you would with an easy access account.
Find and compare the rates of all our savings accounts, at a glance.
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Fixed Rate Bonds are limited issue products and can be withdrawn at any time. If you wish to make deposits to a Fixed Rate Bond we recommend that you arrange this immediately to avoid disappointment. Any payments received after the Fixed Rate Bond has been withdrawn will be returned to you.
If you are unclear what something means, our Savings glossary can help.