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End of the 2017/2018 tax year

The end of the tax year is approaching but don’t worry, there is still time to use your ISA allowance!

If you’re an existing customer and you already have a Cash ISA with us, simply log-in to add to your savings. You have an allowance of £20,000 in the 2017/2018 tax year.

Please note if you have a Fixed Rate Cash ISA that no longer allows subscriptions, you can’t add to your ISA savings in this account.

If you’re a new customer or you don’t yet have an ISA, it’s easy to open a new account and deposit up to your maximum tax-free allowance. You can do this online, in a YBS location or you can call us on 0345 1200 100 to request an application pack. You can see our current ISAs below.

You can invest in four separate ISAs each year: a cash ISA (from age 16), a Stocks & Shares ISA (from aged 18), Innovative Finance ISA (from aged 18) and a Lifetime ISA (from aged 18). A Lifetime ISA can only be opened between the ages of 18 and 40 and once opened you can invest into the account up to age 50. You can invest in any combination of the four types of ISA in one tax year up to your total annual ISA allowance limit which is £20,000 for the 2017/18 tax year, however the annual contribution limit into a Lifetime ISA is £4,000.

By choosing a Cash ISA you will benefit from tax-free interest. Although Stocks & Shares ISAs are tax efficient they are not completely tax-free. These ISAs are best suited for money that you can leave untouched for at least 5 years or more.

An Innovative Finance ISA allows interest and gains from peer to peer loans to qualify for tax advantages.

A Lifetime ISA can be used to save for a deposit for your first home or your retirement (where you could be eligible to receive a bonus based on your savings).


Yorkshire Building Society only offers Cash ISAs.

Our Tax-free savings accounts

Instant ISA - Issue 3


tax-free p.a./AER variable

  • This is a Flexible Cash ISA
  • Open this cash ISA with as little as £10
  • Access your money whenever you like - no loss of interest for making withdrawals
  • Transfer in ISAs from other providers - please check with your existing ISA provider for any applicable charges
  • Choose monthly or annual interest
  • Register to view and manage your account online.


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Need help with interest definitions?

If you are unclear what something means, our Savings glossary can help.

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Tax-free accounts not right for you?

Why not take a look at our other types of savings accounts.

Interest rates

Find and compare the rates of all our savings accounts, at a glance.

Help & support

Find out more about how to open accounts, make deposits and access your money.

Visit a branch or agency

Enter a town, city or postcode to find your nearest branch.

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