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Tax-free savings accounts

Save in a Cash ISA, and pay no tax on the interest you earn

We have a range of Cash ISAs on offer - just scroll down to compare these tax-free accounts.

Introducing our Tax-free savings accounts

You can invest in four separate ISAs each year: a cash ISA (from age 16), a Stocks & Shares ISA (from aged 18), Innovative Finance ISA (from aged 18) and a Lifetime ISA (from aged 18). A Lifetime ISA can only be opened between the ages of 18 and 40 and once opened you can invest into the account up to age 50. You can invest in any combination of the four types of ISA in one tax year up to your total annual ISA allowance limit which is £20,000 for the 2017/18 tax year, however the annual contribution limit into a Lifetime ISA is £4,000.

By choosing a Cash ISA you will benefit from tax-free interest. Although Stocks & Shares ISAs are tax efficient they are not completely tax-free. These ISAs are best suited for money that you can leave untouched for at least 5 years or more.

An Innovative Finance ISA allows interest and gains from peer to peer loans to qualify for tax advantages.

A Lifetime ISA can be used to save for a deposit for your first home or your retirement (where you could be eligible to receive a bonus based on your savings).


Yorkshire Building Society only offers Cash ISAs.

Our Tax-free savings accounts

Instant ISA - Issue 3


tax-free p.a./AER variable

  • This is a Flexible Cash ISA
  • Open this cash ISA with as little as £10
  • Access your money whenever you like - no loss of interest for making withdrawals
  • Transfer in ISAs from other providers - please check with your existing ISA provider for any applicable charges
  • Choose monthly or annual interest
  • Register to view and manage your account online.


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Need help with interest definitions?

If you are unclear what something means, our Savings glossary can help.

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Tax-free accounts not right for you?

Why not take a look at our other types of savings accounts.

Interest rates

Find and compare the rates of all our savings accounts, at a glance.

Help & support

Find out more about how to open accounts, make deposits and access your money.

Visit a branch or agency

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