• Requesting to switch to a new deal takes a matter of minutes
  • It’s easy to add or remove someone from your mortgage account
  • It might be possible to borrow more money to improve your home
  • We can be flexible if you need to change your mortgage payment, depending on the circumstances

Ways we can help you

Doing more with your mortgage

We’re here to help you manage your mortgage and make changes when you need to. If you’re planning to release equity or remove someone from a mortgage account, we make it easy.

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Changing deals

Find a new mortgage deal and work out your repayments. All you need is your name, mortgage account number and to answer our security questions.

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Changing your payment

Perhaps you’d like to increase your monthly payments or reduce the amount you’ve borrowed. Whatever the reason you’d like to change your mortgage payment, we can be flexible.

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Talk to us about your mortgage

Whatever you need to do with your current YBS mortgage, you talk to us to chat through your options. Whether you need to borrow more, switch your deal or you’re moving home, you can book an appointment to speak to us in branch or over the phone.

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.


Dont forget to add
Home insurance

We understand that everyone’s needs are different. That’s why we offer various levels of cover so you can adapt your home insurance package to suit you – giving you more control over what’s included and how much you pay. Find out more information about our ‘You Choose’ Home Insurance.

Get more information

For more information about managing your mortgage, visit our Mortgage Help & Support page