Member Benefits | YBS

Helping
members get more
Happen
Discover the benefits of being a member of our society
As a building society we’re run differently from a bank. We don’t have shareholders to satisfy, instead we’re here for the benefit of our members. The money we earn is given back to you in interest rates or goes towards paying for the service we provide, or gets re-invested to build a stronger society for the future.
Watch the video below to find out more about the important role you and all our members play.
Helping
my family's future
Happen
Gillian, super saver and inspirational mum
"I’m a saver not a spender, it’s how I was brought up.
So when we were expecting twin boys, I opened an account up for them as babies and opened another account to save up. I love going into Yorkshire Building Society, they’re very friendly and supportive.
I passed on the value of saving to my sons. Now they’re saving with Yorkshire Building Society too."
Listen to Gillian’s story of how she’s passed down the habit of saving to her sons and they’re now saving with us.
Helping
I said yes
Happen
Sandeep, smart saver and excited bride-to-be
"I had no idea what Sanjeev was planning.
He proposed by a beautiful waterfall when we were coming back from our holiday in Torquay. It was really romantic.
Now I’m saving for the wedding, the house, children and the future with Yorkshire Building Society."
Listen to how Sandeep is saving for her dream wedding with us.
Helping
we're finally home-owners
Happen
Shawn and Lauren, first home adventurers
"We get so much pride from owning our home. Once you’re a homeowner, you feel like you’ve got a foundation for life. It’s a really big step towards independence. Any mortgage savings go towards making more memories.
We found the mortgage journey very easy and Yorkshire Building Society were super helpful, everyone we spoke to was caring and guided us through the whole process."
Listen to how we helped make Shawn and Lauren’s mortgage process as simple as possible.
Benefits for savers
Eligibility criteria applies.
Subject to eligibility criteria.
Benefits for homeowners
Applications subject to standard lending criteria and all loans subject to status.
Limitations and exclusions apply.

Early repayment charges apply, and other fees and charges may apply.
Fix your mortgage for various terms up to 15 years*.
*The fixed terms we offer can vary from time to time depending on which products are on sale.When its time to switch your mortgage, you can do this online or over the phone.
We're award winners!
We've been awarded Best Building Society in the Savings Champion 2022 awards and achieved gold ribbon status for customer experience in the Fairer Finance 2021 awards

Best Building Society

Savings Gold Ribbon Customer Experience

Mortgages Gold Ribbon Customer Experience
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Benefits that make a difference
We put you first
We’ve made a promise to act in your best interests through our six Savings Pledges. For instance, let us have your email address and we’ll make sure you’re one of the first to hear about new savings accounts so you never miss out on any accounts that might interest you.
Your views shape your society
We don’t assume we know what you want. Instead we invite you to share your views through our online research community, My Voice, or you can come along to our member events when we’re back up and running with these. If you’re eligible, you also get to vote at our AGM on key decisions including the election and re-election for directors that run the Society on your behalf. By hearing from you first-hand we know what’s important to you and are better able to deliver exactly the products and services you need.
We help communities thrive
We’re committed to making a real difference to the community. On top of the money the society donates, we make it possible for you to support local charities through our Small Change Big Difference® scheme. This directs the pence interest from your YBS savings or mortgage account to charity, up to a maximum donation of just 99p a year.
We strive for a greener society
We’ve set ourselves a mission to achieve high environmental standards in all relevant business areas to support our purpose. Whether that's continuing to reduce our carbon footprint, waging a war on paper or using energy more efficiently. More than that, we’re involved in raising awareness of green issues through the Yorkshire and Humber Climate Commission where we help to reduce climate risk across the region.
Guiding you through life
As life unfolds and memories are made, we're here to support you.

Passing down financial wisdom
Whether they’re starting to earn pocket money or striding out into the adult world, we have invaluable knowledge to share with the younger generation to help them become financially smart. You'll find lots of tips in this practical guide.

Helping you get your money in shape
It’s easy to let good financial habits slip, so get things back on track by giving yourself a money MOT. Read our straightforward online guidance which looks at ways you might be able to improve your finances.

Making retirement planning simpler
We saw how retirement planning information was overly complex and full of jargon. So we’ve committed to providing straight-talking, impartial guidance to help you feel confident making decisions about your financial future.