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e-ISA - Issue 3

Earn tax free interest with an online cash ISA that puts your savings at your fingertips

Please note that we are no longer accepting applications for the 2014/2015 tax year. Applications for the 2015/2016 tax year will be available from 6 April.

This could be right for you if:

  • you want to save tax-free
  • you want to transfer in ISAs from another provider
  • you want to be able to withdraw your money if you need to
  • you want an account you can open and manage online


tax free p.a./AER variable

Key Features

  • Open this cash ISA with as little as £10
  • Save up to a maximum of £15,000 of your 2014/2015 ISA allowance
  • Transfer in ISAs from other providers - please check with your existing ISA provider for any applicable charges
  • Receive tax-free interest, paid annually
  • View your balance, recent transactions and statements online whenever you choose
  • Make withdrawals online by transferring money to any account you choose
  • Available if you're aged 16 or over, and resident in the UK for tax purposes
  • Find out more about ISAs in our guide to tax-free saving

Why choose the Yorkshire?

  • We were voted ‘High Street Savings Provider of the Year’ in the 2013 Consumer Moneyfacts Awards.
  • Over 3.5 million customers already trust us with their money.
  • We make sure your needs are at the heart of everything we do by calling on a panel of 8,500 members to help us to review our products and services.
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Summary Box

Key Product Information for our Savings Account

Account Name e-ISA - Issue 3
Interest rates (AERs)

Variable tiered rate paid annually.
View interest rates.

AER guaranteed to be no more than 1% below Bank of England base rate

Tax Status Tax-free
Conditions for bonus payment N/A
Withdrawal arrangements

Unlimited withdrawals, subject to daily withdrawal limits

  • Online

Please note

  • Whether you can benefit from gross, net or tax free interest is dependent on your own personal circumstances and tax status and so may be subject to change in the future
  • You will need your National Insurance number to open an ISA; this can be found on your payslip or tax documents
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Interest Rates

Current rates - Effective 14 July 2014


Balance (£) Tax-free AER
£10 and above 1.00% 1.00%


Balance (£) Gross Net AER
£10 and above Annual interest only

View our previous interest rates

Please note

  • Interest rates are variable, paid annually.
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Terms & Conditions

The Financial Conduct Authority is a financial services regulator. It requires us, Yorkshire Building Society, to give you this important information to help you to decide whether our e-ISA - Issue 3 account is right for you. You should read this document carefully so that you understand what you are buying, and then keep it safe for future reference.

The product terms should be read with the General Terms and Conditions (161 KB)
Together, the Product Terms and General Terms explain how your account works.

It is important that you read all the terms applicable before you decide whether to open this account. Terms 10, 11 & 14 of the General Terms explain the circumstances in which we may change the interest rates, terms and conditions and charges relating to your account, and how we will tell you about the changes. Section 2 of the General Terms also sets out additional terms for Cash ISA savers.

Product Terms

The product terms contain information about eligibility, deposits, withdrawals and interest.

Read and download the e-ISA - Issue 3 Terms & Conditions (118 KB)   for this account.

General Terms & Conditions

Read and download the General Terms and Conditions (161 KB) for this account.

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How to apply

Before you apply

Please take the time to read the e-ISA - Issue 3 Terms & Conditions (118 KB) and our General Terms and Conditions (161 KB) .

When you apply for an online account with us, we’ll need to verify your identity and address. For details, check our verifying your identity page.

Please note that for security reasons, online withdrawals are not available for the first 14 days after your account has been opened.

How would you like to apply?

Please note that we are no longer accepting applications for the 2014/2015 tax year. Applications for the 2015/2016 tax year will be available from 6 April.

Not ready to apply just yet?

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Your questions answered

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    ISA Transfer

    Transfer an existing ISA to an e-ISA - Issue 3

    1. First complete an Internal ISA Product Transfer Application Form (117 KB) and send together with your account passbook/certificate (if applicable) to:

      Savings Service - Product Transfer
      Yorkshire Building Society
      Yorkshire House
      Yorkshire Drive
      BD5 8LJ

    2. Please allow up to 5 working days for us to process your application once it has been received. We will then write to you to confirm your existing ISA has been transferred to our e-ISA - Issue 3
    3. If you don’t already use our online services, you’ll need to register to manage your e-ISA - Issue 3 account online

    Transfer an ISA with another provider to an e-ISA - Issue 3

    1. Complete an online application
    2. Select the option to transfer your existing cash ISA
    3. Please allow up to 15 days for your current provider to send your funds by cheque. Once we’ve received the cheque, we’ll write to you to confirm the funds have been added your new e-ISA - Issue 3 account
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    Get in touch

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    Call us

    • 8am - 8pm: Mon to Fri
    • 9am - 1pm: Sat
    0845 1200 100*