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Switch to a new mortgage deal

You might want to consider switching mortgages if you’re coming to the end of your current deal – and here at Yorkshire Building Society we’ve got a great selection of mortgages available. Switching mortgages doesn’t have to be difficult – as your provider, we’ll make things as easy as possible for you.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

How to change mortgages

To find a new mortgage deal and work out your monthly repayments, just fill out our online switching form - it only takes about five minutes to complete. Providing you meet our eligibility criteria:

  • We'll send through your transfer offer in the post
  • You'll return your acceptance and advice waiver
  • We'll switch you to a new mortgage deal and confirm the new payment amount

Want to know more about changing your mortgage deal?

Read our full guide

Why switch to a new deal?

You might consider switching mortgages if:

  • Your current deal is coming to an end - It might be a good idea to shop around for a better rate. The best time to start looking is 3-4 months before your deal ends.
  • Your home's gone up in value - If you're in a lower loan-to-value band, you may find you're eligible for much lower rates.
  • You’re looking for a better rate - You could make big savings, especially if you have a lot of your mortgage still to pay.
  • You’re concerned about rising interest rates - Depending on the sort of mortgage you have, this could affect how much you pay.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Did you know?

83% of UK consumers switch mortgages for financial reasons, compared to 17% who opt for better service¹

¹ https://www.independent.co.uk/property/why-dont-people-switch-their-mortgages-8808799.html

Get more information

Read more information about switching deal in our Mortgages section. If you can’t find the answer you’re looking for, just give us a call, or visit your local branch or agency